Please Welcome new team members to Living lies Our fight against illegal foreclosures continues... Richard A. Kalinoski, Jr. Esq. as a practicing attorney, Richard has reviewed over (400,000) foreclosure cases for clients and provided detailed forensic analysis based on the foreclosure suit filed against the homeowner by the bank and servicer of the loan. His combined experience in foreclosure defense…[...]

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Tags: foreclosure defense, foreclosure offense, lance denha esq.
Posted in Uncategorized |

It is no secret that foreclosure filings are rising. Plenty of data to support that. The state of the US housing market is at its worst since the Great Depression, despite encouraging news falsely broadcasted by the news media.  Articles, white papers, governmental agencies and Senate Subcommittee postmortem investigations on the cause and status of the struggling housing industry since…[...]

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Tags: quiet title suit
Posted in Uncategorized |

Living Lies does not send Covius documents. We help homeowners defend against them. If I didn’t take the time to outline the confusing structure of Covius and their cronies, most would not believe it. I learned this from my mentor Neil Garfield and he went into it in great detail with me. I was frankly shocked at the lengths these…[...]

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Tags: covius document services, foreclosure defense
Posted in Corruption, foreclosure defenses, Servicer |

When we go to court to defend an illegal foreclosure, we’re often trying to figure out who really has the right to get paid back the loan. This is important because you should only have to pay the person or company that actually lent you the money in the first place. Banks have been telling courts that it's enough to…[...]

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Tags: lance denha esq.
Posted in Corruption, securities fraud |

In the intricate landscape of foreclosure cases, a formidable litigation strategy is essential to navigate the complexities. Drawing on our team's extensive experience in litigating complex foreclosures in both judicial and non-judicial states, we present here an array of meritorious civil actions. All strategies herein are aimed at addressing the deliberate orchestration of illegal foreclosures against homeowners. This article explores…[...]

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Tags: lance denha esq.
Posted in Corruption, securities fraud |

In a previous post here I shared some servicer deceptive practices when dealing with homeowners they are trying to foreclose on.  In the realm of mortgage servicing, what meets the eye can be deceiving. In the spirit of my mentor Neil Garfield I am continuing to unveil deceptive practices employed by companies claiming to be servicers. In doing so I…[...]

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Posted in Uncategorized |

Once of the most common problems readers of our blog describe is trouble finding a foreclosure defense attorney to take their case. Not only take their case but even listen to them! In our experience this is a result of two main issues. 1. Expertise We often say amongst our team here at livinglies that not only are we among…[...]

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Tags: foreclosure defense attorney, lance denha esq.
Posted in foreclosure defenses, legal standing, Motions, Pleading |

In the complex landscape of foreclosure defense, the role of a skilled attorneys is paramount. So many of you told us of your struggles in finding an expert in this are I thought it important to share the importance of why Foreclosure Defense is such a specialty. These legal professionals bring a wealth of knowledge and strategies to the table,…[...]

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Tags: lance denha esq.
Posted in foreclosure defenses, Pleading |

Last month I posted about our successful strategic foreclosure defense model. This model was developed by my mentor Neil Garfield over decades and has been utilized by pro se homeowners and the attorney’s we help with Litigation support services across the country. It has resulted in our being able to save thousands of homes in every state in our great…[...]

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Tags: foreclosure defense, lance denha esq.
Posted in Uncategorized |

Mortgage servicers, who are the companies that manage home loans, sometimes engage in deceptive practices, especially when dealing with securitized residential home loans. Here are some of the key tactics they might use: 1. **Misapplication of Payments**: Sometimes, these servicers don't apply your payments correctly. They might put your money towards fees or other costs instead of reducing your loan…[...]

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Tags: lance denha esq., livinglies.me
Posted in Corruption |