A Homeowners Guide Facing foreclosure can be overwhelming, but homeowners should know that they have options. Even after the process begins, there are legal, financial, and negotiation strategies that can help stop foreclosure and save your home. This guide will break down everything you need to know about stopping foreclosure once it starts. Many times, the best defense is going…[...]

Continue Reading

Posted in Uncategorized |

Understanding Chapter 13 Bankruptcy and Foreclosure While our primary focus here at Livinglies.me is not bankruptcy, it is an important option to homeowners seeking to save their home from foreclosure. Sometimes, when homeowners come to us late in the foreclosure process, an emergency Bankruptcy is the only option. Don't wait until it's too late to put up a strong defense…[...]

Continue Reading

Tags: Chapter 13, covius document services, delay foreclosure
Posted in foreclosure defenses |

Neil Garfield and I have been fighting illegal foreclosures for over 20 years. Here at Livinglies.me sometimes we win big and get the house back after foreclosure and eviction. Wins can come in all forms for us in the Foreclosure Litigation support arena. Here is our latest win in the making in the state of Washington. Foreclosed upon, Ignored by…[...]

Continue Reading

Tags: default, foreclosure offense, foreclosures
Posted in Corruption, Eviction |

Winning Takes Many Forms We get asked all the time: What counts as a win in a foreclosure lawsuit? For our clients, a win means keeping their home or holding fraudulent lenders accountable. Wins may look different from case to case, but every one matters. If a pretend lender dismisses their foreclosure case, that’s a win. If a sale date…[...]

Continue Reading

Tags: anatomy of a foreclosure lawsuit, foreclosure defense, foreclosures
Posted in evidence, foreclosure defenses, Uncategorized |

Understanding the Role of Notarized Documents in Foreclosure Defense When it comes to foreclosure defense, one critical area of focus is the validity of notarized documents. Homeowners facing foreclosure often encounter documents that appear official and binding simply because they bear a notary’s seal. However, not all notarized documents are created equal. In fact, many documents used in foreclosure cases…[...]

Continue Reading

Posted in discovery, expert witness, Fabrication of documents |

When a homeowner faces an unlawful detainer (eviction) judgment in California, the immediate concern is often: “How can I delay the sheriff’s lockout and gain more time?” The California Code of Civil Procedure (CCP) §918 provides a potential lifeline for individuals who are dealing with extreme financial or personal hardships. However, like most legal tools, it’s effective only when used…[...]

Continue Reading

Tags: foreclosure defense
Posted in Eviction, foreclosure defenses |

Are you facing foreclosure? When the bank comes knocking, threatening to take your home, it can feel like the end of the world. But let me tell you this: foreclosure is not the end of the road. Homeowners have rights. What are the best ways to stop a foreclosure? Let’s break it down in plain English. Step 1: Know Your…[...]

Continue Reading

Tags: foreclosure, foreclosure defense, foreclosure offense
Posted in foreclosure defenses, legal standing |

If you are facing foreclosure, you are being told a story. The story goes like this: the bank has the note, the loan is in default, and foreclosure is just a formality. That story is often false. The truth is much simpler—and far more powerful: No legal standing in foreclosure means no right to foreclose. And when you understand the…[...]

Continue Reading

Tags: foreclosure, foreclosure defense, foreclosures
Posted in Fabrication of documents, foreclosure defenses, Foreclosure Questions, legal standing |

Unveil the truth behind trustee roles in foreclosure and how U.S. Bank's own brochure is a bombshell revelation with Living Lies. The Illusion of Trustee Power When foreclosure documents list U.S. Bank, Deutsche Bank, or Bank of New York Mellon as trustees, homeowners often assume these institutions are directly managing their loans. But recently, an internal U.S. Bank brochure surfaced,…[...]

Continue Reading

Tags: foreclosure defense
Posted in Corruption, securities fraud |

In the ongoing struggle to save homes from foreclosure, homeowners often find themselves backed into a corner, feeling as if they're facing an unstoppable force. The clock is ticking, the auction date is looming, and desperation sets in. But, what many don’t realize is that there are powerful tools available to fight back, even in the eleventh hour. One such…[...]

Continue Reading

Tags: Bankruptcy automatic stay, foreclosure defense
Posted in Uncategorized |