Jan 14, 2025
Person calculating finances during a foreclosure

Winning Takes Many Forms

We get asked all the time: What counts as a win in a foreclosure lawsuit?

For our clients, a win means keeping their home or holding fraudulent lenders accountable. Wins may look different from case to case, but every one matters.

  • If a pretend lender dismisses their foreclosure case, that’s a win.

  • If a sale date gets canceled because of strong evidence and filings, that’s a win.

  • If a homeowner enters settlement discussions or even ends up with their property free and clear—that’s a win too.


Case Example: Massachusetts Quiet Title

One homeowner in Massachusetts faced a foreclosure sale date. Using our evidence and expertly drafted complaint, their local counsel stopped the sale.

Now, they’re in settlement talks with the supposed lender. They can either:

  • Accept a settlement and resolve the matter, or

  • Push forward in land court for a Quiet Title judgment that could free their property from the mortgage entirely.

Either way, that homeowner has options—and that’s a win.


Case Example: California Wrongful Foreclosure

In California, a homeowner lost their house to an illegal foreclosure. But with resources and determination, they pursued a full Wrongful Foreclosure Complaint.

Our team supported with:

  • Expert affidavits

  • Discovery requests and motions to compel

  • A fully documented complaint alleging both lack of standing and fraud in the process

The bank responded with a settlement offer of $30,000 in exchange for dismissal with prejudice and a general release. Our client turned it down.

This case may go all the way, and if so, it could become one of the rare full public victories exposing fraudulent foreclosures in detail.


Why Most Settlements Stay Hidden

Many settlements require non-disclosure agreements (NDAs). That’s why we can’t publish most outcomes, even when the homeowner succeeds.

But make no mistake: these wins are happening. And when homeowners fight back with evidence and persistence, the other side often folds—sometimes after dragging it out for years.


What Homeowners Should Know

  • Foreclosure defense is not simple. There are no guarantees.

  • Most meaningful settlements happen late—often at the 11th hour of litigation.

  • Challenging servicers and claimants early can delay enforcement for years—sometimes even more than a decade.

  • In rare cases, it can result in a property becoming free and clear of any mortgage lien.

👉 Yes, you do need a lawyer. Don’t go it alone.


Get Help Today

Foreclosure defense is about strategy, persistence, and evidence. Spread the word—homeowners can and do win.