So the "RMBS" industry is pushing for "economic relief" in the Pandemic. If they get it, it will be another windfall for Wall Street and investment bankers will go from laughing to convulsing in the privacy of their board rooms. The Wall Street Journal published an article yesterday on how the mortgage market is not behaving "as expected." With interest…[...]

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Tags: mortgage loan defaults, risk assessment, RMBS
Posted in Corruption, evidence, expert witness, Fabrication of documents, legal standing, securities fraud, Servicer |

A reader recently asked about Lehman, noting that many from the old Lehman crowd have regrouped under Matrix Private Capital Group in New York. Even Richard Fuld is there. In any case involving Lehman-engineered “loans,” one critical step should be considered: take his deposition. What Lehman Actually Did Here’s the counterintuitive truth: Lehman wasn’t really buying anything. What it did…[...]

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Posted in foreclosure defenses, Modification, Uncategorized |

This was no easy task. And this is exactly the ruling that all the nay-sayers said could not happen. But it did. D075582_OpinionDownload https://livinglies.me/wp-content/uploads/2020/05/D075582_Opinion.pdf D075582_Opinion.pdf We reverse because her complaint alleges facts that could support a legal theory of recovery if she were given leave to amend. D075582_Opinion.pdf But Masoud's final basis for her title claims—that WaMu sold her deed…[...]

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The single basic tool of the investment banks, who are secretly running the whole foreclosure show, is musical chairs. By rotating the players they can successfully bar the courts and the litigants from knowing or pinning down who is real and what is real. All of that ends if you sue the investment bank. Look at any foreclosure in which…[...]

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Posted in Corruption, discovery, evidence, expert witness, Fabrication of documents, foreclosure defenses, legal standing, Motions, Servicer |

Answering your question requires tracing the convoluted strategy of the investment banks.  Start with the proposition that each player is one of the separate business entities involved in the securities plan that claimed to "have" your loan in some manner, shape or form. Next go to the fact that the creditor role was extinguished in the plan. That leaves the…[...]

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Posted in discovery, Fabrication of documents, legal standing |

Get ready for the next tidal wave of fraudulent foreclosures.[...]

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Posted in Uncategorized |

In a nutshell, moratoriums will do very little for homeowners or the courts. First unless a specific moratorium order states that it bars sales and evictions it is only the foreclosure action that is temporarily suspended. At some point in the near future, homelessness will spike because of a new tidal wave of foreclosures. Second a moratorium does nothing to…[...]

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Tags: Authority over loan, false claims, FDCPA, Foreclosure moratorium, ownership of loan, RESPA, servicer fraud
Posted in Corruption, discovery, evidence, expert witness, Fabrication of documents, foreclosure mill, legal standing, Servicer |

Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays DeSantis Extending Eviction and Foreclosure Moratorium Through May: Ice in the Winter This is a redo of last week's intended broadcast. Instead of taking the opportunity to review complaints about the process of foreclosure and eviction, the Governor…[...]

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Posted in Uncategorized |

it seems that Wall Street has managed to get us thinking in terms of investor sentiment rather than economic fundamentals. This is part of a larger pattern powered by Wall Street to get us thinking what they want us to think rather than asking simple, basic questions. And they continue to enjoy the misplaced trust of millions of investors and…[...]

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Very often the reason I won a case tried in front of judge or jury was that I wasn't afraid to question the essence of the case against my client.  Chewing around the edges is a tacit admission that the essence is true and valid. When I represented lenders most borrowers did not contest --- and when they did it…[...]

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