With 40 million people out of work so far, consumer spending dropping like a stone and the prospect of recovery still over the next hill, the cessation of relief for workers and consumers at the end of July means that by September there will be fake notices of default sent to thousands, perhaps tens of thousands or even hundreds of…[...]

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As long as you continually attack the sub silentio assumptions of the court, you will be weakening the case against you for foreclosure. Failure to do so means almost certain failure. Foreclosure is considered a draconian remedy equivalent to capital punishment. All US jurisdictions have adopted as a matter of law and public policy (Article 9 §203 UCC) that the…[...]

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Tags: litigation immunity, litigation privilege
Posted in Corruption, discovery, Fabrication of documents, legal standing, Servicer |

Thursdays LIVE! Click in to the WEST COAST Neil Garfield Show with Charles Marshall and Bill Paatalo Or call in at (347) 850-1260, 6pm Eastern Thursdays Qui Tam Actions generally are lawsuits in which an individual sues on behalf of a governmental entity, typically the Federal Government, with the goal of remedying a defrauding of the government by a private organization or individual. These…[...]

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So the "RMBS" industry is pushing for "economic relief" in the Pandemic. If they get it, it will be another windfall for Wall Street and investment bankers will go from laughing to convulsing in the privacy of their board rooms. The Wall Street Journal published an article yesterday on how the mortgage market is not behaving "as expected." With interest…[...]

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Tags: mortgage loan defaults, risk assessment, RMBS
Posted in Corruption, evidence, expert witness, Fabrication of documents, legal standing, securities fraud, Servicer |

A reader recently asked about Lehman, noting that many from the old Lehman crowd have regrouped under Matrix Private Capital Group in New York. Even Richard Fuld is there. In any case involving Lehman-engineered “loans,” one critical step should be considered: take his deposition. What Lehman Actually Did Here’s the counterintuitive truth: Lehman wasn’t really buying anything. What it did…[...]

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Posted in foreclosure defenses, Modification, Uncategorized |

This was no easy task. And this is exactly the ruling that all the nay-sayers said could not happen. But it did. D075582_OpinionDownload https://livinglies.me/wp-content/uploads/2020/05/D075582_Opinion.pdf D075582_Opinion.pdf We reverse because her complaint alleges facts that could support a legal theory of recovery if she were given leave to amend. D075582_Opinion.pdf But Masoud's final basis for her title claims—that WaMu sold her deed…[...]

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The single basic tool of the investment banks, who are secretly running the whole foreclosure show, is musical chairs. By rotating the players they can successfully bar the courts and the litigants from knowing or pinning down who is real and what is real. All of that ends if you sue the investment bank. Look at any foreclosure in which…[...]

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Posted in Corruption, discovery, evidence, expert witness, Fabrication of documents, foreclosure defenses, legal standing, Motions, Servicer |

Answering your question requires tracing the convoluted strategy of the investment banks.  Start with the proposition that each player is one of the separate business entities involved in the securities plan that claimed to "have" your loan in some manner, shape or form. Next go to the fact that the creditor role was extinguished in the plan. That leaves the…[...]

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Posted in discovery, Fabrication of documents, legal standing |

Get ready for the next tidal wave of fraudulent foreclosures.[...]

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In a nutshell, moratoriums will do very little for homeowners or the courts. First unless a specific moratorium order states that it bars sales and evictions it is only the foreclosure action that is temporarily suspended. At some point in the near future, homelessness will spike because of a new tidal wave of foreclosures. Second a moratorium does nothing to…[...]

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Tags: Authority over loan, false claims, FDCPA, Foreclosure moratorium, ownership of loan, RESPA, servicer fraud
Posted in Corruption, discovery, evidence, expert witness, Fabrication of documents, foreclosure mill, legal standing, Servicer |