The problem is that while most people think everyone has been bought off, and to a certain extent that is true, the real problem is that the clever plan of securitization is so counter-intuitive that nobody believes the truth that is in plain sight. The reason for fabricated documents is that there were no transactions, so the documents had to…[...]

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Thursdays LIVE! Click in to the WEST COAST Neil Garfield Show with Charles Marshall and Bill Paatalo Or call in at (347) 850-1260, 6pm Eastern Thursdays Homeowner groups are forming and lawyers are talking. We are all expecting another tidal wave of foreclosure proceedings arising from false claims against homeowners. But foreclosures impact communities, not just individuals. And communities are run by governments…[...]

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Fund manager's nightmare. With all the information currently available in the public domain and yoru subscription services you may be liable for placing any orders for purchase of residential REMIC certificates. DO YOUR RESEARCH. Investors: Call your fund manager and demand that they do no such thing. This is another move to create an artificial demand for securities that in…[...]

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mortgage loan modification Disclaimer: This article is for educational purposes only and not legal advice. Always consult a licensed attorney before acting on foreclosure matters. The Myth of the Servicer Most companies claiming to be mortgage servicers are not truly servicing loans. Instead, they act as “clients” of Black Knight, which operates as the central hub of the mortgage servicing industry. This arrangement…[...]

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Governor Ron DeSantis (R) Florida, issued a new order extending the moratoriums on foreclosures and evictions.*The investment banks on Wall Street like this turn of events because they no longer need to lie orally to homeowners in order to get them to fall behind in payments. Their goal is foreclosure and eviction mostly except for abandoned properties after foreclosure which…[...]

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Francesca Mari in the JUNE 11, 2020 ISSUE of The New York Review of Books, has written a truly excellent piece on a book called "Homewreckers" by Aaron Glantz.  If you ever had any doubt about whether homeowners have the moral high ground and whether the investment bankers have no moral or legal grounds for what they did, you should…[...]

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Dear Attorney General Kaul, * My name is Wendy Alison Nora. I am writing to you with a copy of this email to the Administrator and Deputy Administrator of the Wisconsin Division of Criminal Investigations (DCI) in a continuing effort to report ongoing statewide crimes under Wis. Stat. sec. 165.70(1)(a). * I had been reporting the use of false pleadings,…[...]

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A sham affidavit is one that asserts facts that are inconsistent with facts alleged in pleadings or previously proffered in discovery, prior affidavit or proffered documents. This happens a lot in foreclosure cases when foreclosure mills file motions for summary judgment. They often casually change the claimant by reference or name adding some power of attorney or other claim that…[...]

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Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Interviewing Charles Marshall Call in at (347) 850-1260, 6pm Eastern Thursdays Tonight we pick up where the blog left off. the important but as yet unpublished opinion and decision in California Appellate court in which an appellate court stated clearly and unequivocally stated that allegations do…[...]

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It's more complicated than just a Ponzi scheme. In its simplest form the obligation of the homeowner was purchased by the Investment Bank through intermediaries. So the originator never touched the money. It was often masked by something called a warehouse lending agreement. So the paperwork showing series of sales of the loan starting with the originator is completely fabricated and…[...]

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