see Bradsher Cramdown in Chapter 13 This case is an example of why forensic audits need to go much further than they currently do. Brad Keiser’s Workshop on forensic analysis will focus on the important issues that are usually missed in TILA or other reviews. As the case points out, the usual rule is that […]

Tags: brad keiser, Chapter 13, cram down, creditor, DEBTOR, escrow, forensic analysis, lien-stripping, secured, unsecured
Posted in bubble, Corruption, Eviction, securities fraud |

The outlook is bleak in terms of government providing for the common welfare and common defense. We have a coup d’etat that is a fait accomplit. The job is finished. Wall Street and the insurance companies are running the country. So it is up to us to go with the flow and have them wondering […]

Tags: black letter law, Chapter 13, cram down, due process, Eric Holder, regulation, Senate Judiciary Committee
Posted in bubble, Corruption, Eviction |

A helpful article: WASHINGTON (MarketWatch) — For many people, filing for bankruptcy is seen as a scary, worst-case scenario, but consumer advocates say this last resort could be a real help for beleaguered homeowners. There is no shortage of proposals in Congress to address the housing crisis: the Depression-era Federal Housing Administration is up for […]

Tags: bankruptcy, Chapter 11, Chapter 13, cram down
Posted in bubble, Eviction, securities fraud |

Here is an email I sent to a victim of the mortgage crisis: So you are in Chapter 13. Do you have a lawyer? There are some options in bankruptcy court that might be available under current law. The two that I have in mind for you, without any details, are the availability of “cram […]

Tags: bankruptcy, Chapter 11, Chapter 13, cram down
Posted in bubble, Corruption, Eviction, securities fraud |