Archives by Tag ' foreclosure defense '
Hey there, homeowner! If you’re here, it’s likely you’re worried about foreclosure and want to know how long you can postpone it. Let me tell you upfront: you’re not alone. Many homeowners face this challenge, and understanding your options is the first step to taking control of the situation. It’s our mission here at Livinglies.me […]
EMERGENCY HEARING REQUEST Case #2013-CA-012542-O This order based upon an emergency motion prepared by Richard Kalinoski esq. with assistance from Anthony Varrone J.D., highlights the creative and unique benefits of our Foreclosure Litigation experience. The sale of clients home was scheduled to be foreclosed upon in Florida on June 4th of this year. In the […]
Why do pro se litigants in foreclosure defense cases lose so often? My mentor Neil Garfield, and now me, spend a lot of time working on the livinglies blog to present evidence-based strategies and methods to homeowners to help them save their homes from illegal foreclosures. Often these same homeowners are trying to save their […]
Please Welcome new team members to Living lies Our fight against illegal foreclosures continues… Richard A. Kalinoski, Jr. Esq. as a practicing attorney, Richard has reviewed over (400,000) foreclosure cases for clients and provided detailed forensic analysis based on the foreclosure suit filed against the homeowner by the bank and servicer of the loan. His […]
Last month I posted about our successful strategic foreclosure defense model. This model was developed by my mentor Neil Garfield over decades and has been utilized by pro se homeowners and the attorney’s we help with Litigation support services across the country. It has resulted in our being able to save thousands of homes in […]
Leveraging Discovery in Judicial and Non-Judicial States Through State Specific Statutes In the labyrinth of foreclosure litigation, the timing and strategy employed during critical stages can significantly impact the outcome. Our experience has revealed a paramount step often overlooked by real estate homeowners, proving prejudicial in many cases. This negligence often allows foreclosure proceedings to […]
In a foreclosure proceeding in a judicial foreclosure state, or a request for injunctive relief in a non-judicial foreclosure state, or in a motion for relief proceeding in a bankruptcy court, the courts are dealing with and writing about the problems very frequently. In many if not almost all cases, the party seeking to exercise […]
A Guide for Homeowners and Their Attorneys in Foreclosure Defense Did You Take a Loan? We’ve all been there, sitting in a courtroom, listening as the judge fires off a familiar question: “Did you take a loan?” Whether you’re defending yourself or you’ve got a lawyer by your side, this moment can be nerve-wracking. But […]
One of the most important things I learned from Neil Garfield in the time he was mentoring me and preparing me to take over his practice is this: When you’re trying to figure out who has the rights to your home loan, don’t get caught up asking about who has the paper note. Instead, focus […]
The core of defending against foreclosure is getting the right information during court proceedings. The goal here is to ask questions that neither the bank’s lawyer nor the bank itself can answer. Specifically, you want to question the real existence of the debt, who really owns it, and who has the right to collect or […]
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