Archives by Tag ' foreclosure offense '
By Kevin McCoy, USA TODAY Mortgage lenders are abusing the bankruptcy court system by pursuing unjustified foreclosures against struggling homeowners, piling on questionable fees and misstating the amounts owed, witnesses alleged at a congressional hearing on Tuesday. The result is a systemic breakdown that increases foreclosures, raises the number of families losing their homes and […]
For you Californians or residents of other states who think your transaction is exempted from usury, take another look: (1) the real lender was not a bank and (2) the real transaction was securities transaction in which the borrower was duped into executing documents that consituted the start of the securitization process, so it wasn’t […]
LIS PENDENS — see usury, Temporary Restraining Order, Lawsuit, Burden of Proof (1) Latin for “a suit pending.” The term may refer to any pending lawsuit. (2) A written notice that a lawsuit has been filed concerning real estate, involving either the title to the property or a claimed ownership interest in it. The notice […]
They might have meant to do it and they might not have thought of it, but the effect of the funding created by The Federal Reserve that bailed out the investment banks so that the investment banks could bail out the investors in ABS certificates, is that the mortgages and notes are satisfied twice over […]
I SUGGEST THE READER TAKE A CLOSE LOOK AT THE COMMENTS SECTIONS UNDER “ABOUT NEIL GARFIELD” AND ELSEWHERE AS POSTED BY MARIO KENNY. HE’S DONE A LOT OF WORK FOR ALL OF US. THANK YOU MARIO. HE SHOWS WHERE THE SEC REPORTING CONTAINS ALL YOU NEED TO KNOW, IN SWORN DOCUMENTS. YOU SEE, IF THEY […]
OK, I admit it, I didn’t know what it was either. But someone of higher linguistic ability than me referred to it as though I knew what it was. So I looked it up and sure enough it not only was appropriately used by him, it is the BEST word to describe the relationship between […]
What is amazing about this win, is that it took place long after sale, long after evictions proceedings had been tried and tried again. Good Going Legal Aid! Hello Neil, Per our conversation yesterday, I just wanted to let you know that I won my court case today for the Unlawful Detainer against me. My […]
There are a few things that have occurred to me with the evolution of this mortgage meltdown crisis and the entire improper process by which it is being handled. The foreclosures are of course improper and there are many offensive and defensive strategies that have been presented here in this blog. The main issues are […]
california-order-to-appear-and-show-cause-ndex-notification california-oppsition-to-motion-with-8k-exhibit california-notice-of-hearing-notice-of-motion california-nod-and-1st-substitution-of-trustee california-defendants-motion-to-strike-demurrer-with-cites california-declaration-of-cg-esq california-court-bond-0808 california-complaint california-borrowers-memorandum-of-points california-bond-app california-app-for-tro-and-order-to-show-cause securitization-flow-chart-dougal the-effects-of-the-rooker-feldman-doctrine-on-repeat-filings-in-federal-court garfields-checklist-revised2
events-coming-up-for-garfield-continuum-and-garfield-handbooks necessary-and-indispensable-parties annoted-example-of-asignment-and-assumption-agreement garfields-checklist-revised layman-seminar-090308 ten-reality-questions-answers-sb_1137_faq_rev_3 The single transaction “theory” presented here as FACT is simple: an investor put up the money and the borrower received a loan. Everyone else in between took fees, made promises and otherwise was involved in making representations about the loan or the security that the investor bought, all of […]
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