In answer to a reader’s question to me after receiving a comment from an attorney along those lines, I answered—- 100K? If the defensive and offensive strategies proposed in my site are correct, then the cost of defense and offense should not approach that figure. If the fees DO approach that figure it would be […]

Tags: ATTORNEY FEES, foreclosure defense, foreclosure offense
Posted in Eviction |

events-coming-up-for-garfield-continuum-and-garfield-handbooks california-statutes-foreclosure ten-reality-questions-answers-sb_1137_faq_rev_3 Letter of Objection to Trustee in Non-Judicial Sale States SEE three-day-rescission-three-year-rescission-and-general-rescission NOTE: THERE ARE ACTUALLY THREE LETTERS OF OBJECTION AND RESCISSION THAT COULD BE SENT: (1) THREE DAY NOTICE OF RESCISSION, (2) THREE YEAR NOTICE OF RESCISSION AND (3) GENERAL CLAIMS NOTICE OF RESCISSION OR NULLIFICATION. IN ALL CASES, THE NOTICE SHOULD […]

Tags: foreclosure defense, foreclosure offense, Notice of Default, Notice of Delinquency, Notice of Sale, Unlawful Detainer
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CLICK HERE TO COME TO SANTA MONICA WORKSHOPS 9/3-9/4 EMERGENCY DEFENSE PROCEDURES IN CALIFORNIA: Check with local counsel before making any decision or taking any action. garfields-checklist-for-foreclosure-offense-and-defense1.pdf securitization-flow-chart-dougal letter-of-objection-to-trustee-in-non-judicial-sale-states california-statutes1.pdf garfield-memo-on-single-transaction-and-step-transaction-doctrine.pdf necessary-and-indispensable-parties interrogatory-form.pdf florida-motion-to-vacate-judgment.pdf oh-stayforeclosuresale.pdf oh-memosupport.pdf annoted-example-of-asignment-and-assumption-agreement standard-and-poor_s-classification-of-home-loans-and-predatory-rating florida-m-dismiss-jurisdiction-standing.pdf — to challenge them from even defending, you say that they have no right to be […]

Tags: foreclosure defense, foreclosure freeze, foreclosure offense, foreclosure sale
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SUPPORT OUR EFFORTS; COME TO THE WORKSHOPS IN SANTA MONICA 9/3-9/4 I am inspired to do this out of a profound sense of justice and a sense of calling that tells me I can make a difference — not only to the people whose lives will be tragically disrupted with a stain and stigma that […]

Tags: foreclosure defense, foreclosure offense
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What Lawyers Are Saying About Neil Garfield’s Seminars Download Registration Form for Florida Workshops Nov 1-2, 2009 Click link below Homeowners Workshop Registration Form – November 1, 2009 Lawyers Workshop Registration Form – November 2, 2009 PLEASE SUPPORT THIS SITE !!! donation-form-1108 PURCHASE  WORKBOOKS: Request to Purchase Garfield Lawyers Workshop Handbook-v4 Request to Purchase Garfield Homeowners Workshop Handbook- v2 […]

Tags: ATTORNEY FEES, ATTORNEY WORKSHOP ON FORECLOSURE DEFENSE, foreclosure defense, foreclosure offense, Vacate foreclosure judgment
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events-coming-up-for-garfield-continuum-and-garfield-handbooks LAYMAN SEMINAR IN SANTA MONICA 9/3/08 CLICK HERE TO SIGN UP Debtors Win Victories Against Mortgage Servicers posted by Katie Porter In the last few weeks, several courts have issued opinions ruling that mortgage servicers’ actions have harmed consumers. Some of you follow this issue closely, but if you need an introduction, I’ve previously […]

Tags: foreclosure defense, foreclosure offense, Jones v. Wells Fargo, Katie Porter, mortgage servicing
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QUESTION/COMMENT: ANSWERS IN BOLD A client in NorCal was referred to me.  She took out an 80/20 loan first and second for about $650,000 total in 2005.  She has paid over $150,000 towards interest, payments and fees. SEE APPRAISAL FRAUD, CNN ARTICLE FOR 2005, APPRAISAL FORUM SPEECH FROM 2006, RECENT POSTS. TITLE COMPANY/TRUSTEE, LENDER AND […]

Tags: appraisal fraud, bankruptcy, CMS, foreclosure defense, foreclosure offense, HOLDERS IN DUE COURSE, mortgage audit, New Century Financial Corp, TRUSTEE REPLACEMENT, Wells Fargo
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> Date: Mon, 4 Aug 2008 14:56:30 +0000 > To: ngarfield@msn.com > Subject: [Livinglies’s Weblog] Comment: “Mortgage Meltdown: Foreclosure Offense or Defense in Trustee or Non-Judicial Sales “Comment: > In Michigan, the trustee CANNOT postpone the sale to another time. There is NO statute allowing them to do that. However, the mortgagee can postpone the […]

Tags: foreclosure defense, foreclosure offense, Michigan, postponement, sale, trustee
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more than 8,000 appraisers – roughly 10 percent of the industry – have signed a petition asking the federal government to take action. “There are a lot of people who have refinanced for more than their homes are actually worth and they’re effectively already upside down even without a real estate bubble bursting,” said Callahan. […]

Tags: appraisal fraud, foreclosure defense, foreclosure offense, Lender Liability, mortgage broker liability
Posted in Eviction |

You could be up to date in all your payments. Your billing proves it. And yet, the person (Mr. Investor) who loaned you the money for your mortgage is not getting the payments. This person steps forward and says you owe all the payments from the date of the loan, including interest, late payments, late […]

Tags: AMbac, default, errors and omissions insurance, foreclosure offense, holder in due course, reserve pool, trustee deed
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