The ongoing saga of lead-contaminated water in Flint, Michigan, got yet another layer on May 4, when 8,002 residents received foreclosure notices for failure to pay their water bills, according to the Washington Post. The notices came a few weeks after the city ended a program that assisted residents in paying bills for their contaminated […]

Tags: Flint, Michigan
Posted in Uncategorized |

CHASE-WAMU MERGER CONSIDERED IN MICHIGAN COURT OF APPEALS AS NOT AN ASSIGNMENT.  BOA FORECLOSURE DISMISSED AND REMANDED FOR LACK OF STANDING. And next is an interesting favorable decision in the State of Michigan entered June 6, 2013 but not yet published. Sobh-v-Bof-A, Chase et al Bank of America was found to LACK STANDING to Foreclose. […]

Tags: Amy Ronayne Krause, assignment, capacity to sue, Chase, Chase acquisition of WAMU loans, Cynthia Diane Stephens, Kurtis T. Wilder, merger agreement, Michigan, receiver, recording the assignment, standing, trustee in bankruptcy, WAMU
Posted in Corruption, Eviction, securities fraud |

13 Questions Before You Can Foreclose foreclosure_standards_42013 — this one works for sure If you are seeking legal representation or other services call our South Florida customer service number at 954-495-9867 and for the West coast the number remains 520-405-1688. In Northern Florida and the Panhandle call 850-765-1236. Customer service for the livinglies store with […]

Tags: ACH confirmation, canceled check, check 21 confirmation, congress, jurisdiction of the parties, jurisdiction over the subject matter, law enforcement, Michigan, or wire transfer receipt, State Legislature, the difference between the foreclosure and the sale
Posted in Corruption, Eviction, securities fraud |

What’s the Next Step? Consult with Neil Garfield CHECK OUT OUR NOVEMBER SPECIAL For assistance with presenting a case for wrongful foreclosure, please call 520-405-1688, customer service, who will put you in touch with an attorney in the states of Florida, California, Ohio, and Nevada. (NOTE: Chapter 11 may be easier than you think). “Shortcuts […]

Tags: Brown, Docx, Felonies, Michigan, Robo-Signing, surrogate signing
Posted in bubble, Corruption, Eviction, securities fraud |

Featured Products and Services by The Garfield Firm NEW! 1/2 Day CLE Workshop for Paralegals and Lawyers with Neil Garfield: Building a case book for each client that saves time rather than takes time. NEW! 2nd Edition Paralegal-Attorney Workbook,Treatise & Practice Manual ——–>SEE TABLE OF CONTENTS: WHOSE LIEN IS IT ANYWAY TOC LivingLies Membership – […]

Tags: county recorder, David J Stern, Fannie MAe, Federal reserve, Florida, foreclosure fraud, Freddie Mac, GSEs, HousingWire, Jon Prior, Lender Processing Services, Lisa Epstein, Michigan, Mortgage Electronic registration Systems, Office of the Comptroller, Palm Beach County, securitization scam, Sharon Bock
Posted in bubble, Corruption, Eviction, securities fraud |

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Editor’s Comment: They were using figures like 12% or 18% but I kept saying that when you take all the figures together and just […]

Tags: ARIZONA, bank robberies, cash bids, chain of title, credit bids, derivatives, false attestations, FBI, FCPB, Florida, foreclosures, forgery, fraudulent declarations, Fresno, GEORGIA, Gwendolyn Cunningham, home recovery, homes underwater, inflated appraisal, investor-lenders, John W Schoen, lenders, MERS, Michigan, MISSISSIPPI, mortgage bond, mortgages, negative equity, Nevada, Ohio, Pacific Gas and Electric Building, Phoenix, pretender lenders, principal correction, realtors, REMIC, robbing banks to pay bills, robosigning, short-sale, Stan Humphries, Superfund, taxpayer, Wall Street, zillow
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MOST POPULAR ARTICLES DISCOUNT FOR EARLY BIRD REGISTRATION RUNS OUT ON JUNE 22 CLICK HERE TO REGISTER FOR 2 DAY GARFIELD CONTINUUM CLE SEMINAR GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE LIVINGLIES VALIDATED IN 4TH STATE IN AS MANY DAYS EDITOR’S NOTE: In plain language the “securitization” of loans at least with respect […]

Tags: Bank of America, borrower, countrywide, disclosure, Eviction, foreclosure, foreclosure defense, foreclosure offense, foreclosures, fraud, HENDRICKS, Lender Liability, MERS, Michigan, predatory lending, quiet title, rescission, RESPA, RICO, securitization, TILA audit, trustee, US BANK, Wells Fargo
Posted in bubble, Corruption, Eviction, securities fraud |

Editor’s Note: The decision about flight or fight is deeply personal and there is no right answer. The decision you make ought not be criticized by anyone. For those with the fight knocked out of them the prospect of taking on the giant banks in court is both daunting and dispiriting. So if that is […]

Tags: apparent authority, Bob Tedeschi, cash for keys, Citi, deed in lieu of foreclosure, deficiency, FICO, Florida, Illinois, Michigan, New Jersey, Ny Times, Ohio, RELOCATION ASSISTANCE, Texas
Posted in bubble, Corruption, Eviction, securities fraud |

The business case for taking, handling and litigating residential “mortgage” cases has been proven over and over again. Unfortunately most lawyers are ignoring this opportunity. The latest estimates are that it will take 6-12 years to clean up this mess and I think that is very conservative. My analysis shows that it will take the […]

Tags: Appraisal, contingency fees, fraud, ID Theft, lawyers, Michigan, monthly fees, Ohio, securities, Texas, title
Posted in bubble, Corruption, Eviction, securities fraud |

Apparently on the assumption that most of these voters are either Democrats or otherwise people who will blame Republicans for not regulating Wall Street and Lenders, Republicans with close ties to the largest foreclosure law firm in the State, which raised $250,000 for them, have taken control of the polling and are removing people from […]

Tags: foreclosures, Michigan, voting
Posted in bubble, Eviction |