The menu of items that are due to the borrower as a condition precedent to making a claim for repayment is expansive and frankly in many cases is equivalent or nearly equivalent to the total amount of the principal claimed as loan repayment.  Get a consult! 202-838-6345 https://www.vcita.com/v/lendinglies to schedule CONSULT, leave message or make payments. […]

Tags: 12 CFR 226, 15 USC §1635, condition precedent to claim for "repayment", FCCPA, FDCPA, finance charges, FTCA, payment to the borrower, TILA rescission
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a per se violation of TILA or any other Federal or State law makes the act also per se violations of the FTC act, (and the applicable little FTC acts passed in various states). Florida is used here as an example.  Get a consult! 202-838-6345 https://www.vcita.com/v/lendinglies to schedule CONSULT, leave message or make payments.   THIS […]

Tags: 501.203, 501.204, disgorgement, FDCPA, FDUTPA, federal preemption, FTCA, Little FTC, per se by court, per se by description, per se by reference, per se violations, predatory per se, Reg Z
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