By the time most lawyers are retained to represent a homeowner, the homeowner has already created damage. The lawyer’s task is magnified by the need to first perform damage control before asserting claims and defenses. The bottom line is that homeowners lack credibility when they assert defenses that conflict with their own behavior and their […]

Tags: Dunning-Kruger effect, foreclosure labels, groupthink, TILA, TILA disclosures
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