WE HAVE REVAMPED OUR SERVICE OFFERINGS TO MEET THE REQUESTS OF LAWYERS AND HOMEOWNERS. This is not an offer for legal representation. In order to make it easier to serve you and get better results please take a moment to fill out our FREE registration form https://fs20.formsite.com/ngarfield/form271773666/index.html?1453992450583  Our services consist mainly of the following: 30 […]

Tags: disclosure, foreclosure, foreclosure defense, fraud, HOLDER, NON-HOLDER, note, OWNER, possessor
Posted in Uncategorized |

For further information please call 954-495-9867 or 520-405-1688 This is not a legal opinion on any case. Consult with an attorney. ============================= see Rodriguez v. Wells Fargo “The core element concerning to whom the note was payable on the date suit was filed was not proven.” Bottom Line: You can’t file a lawsuit without standing. […]

Tags: HOLDER, holder in due course, Pleading, PROOF, standing, UCC
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Holder vs. Holder in Due Course: What Florida Homeowners Need to Know For further information please call 844.583.5339(This article, like all content on this blog, is not a substitute for legal advice. Always consult with a licensed attorney in the jurisdiction of your property or transaction.) The Crucial Distinction: Pleading vs. Proof There is a […]

Tags: Florida UCC, HOLDER, holder in due course, Pleading, PROOF
Posted in foreclosure defenses, Uncategorized |

For Further information or assistance please call 954-495-9867 or 520-405-1688 ————————————– see 13-450 N Carolina Appellate Decision on Holder, PETE, HDC and Owner of the Debt 2013 Decision There are several interesting features to this appellate case, not the least of which is that it comes from North Carolina which has not been particularly friendly […]

Tags: dismissal with prejudice, HDC, HOLDER, money trail, North Carolina Appeals Court, Ownership of Debt, Payee on the note, PETE, right to amend
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Banks Use Modifications Against Homeowners Click in or phone in at The Neil Garfield Show Or call in at (347) 850-1260, 6pm EDT Thursdays It is bad enough that they outright lie to homeowners and tell them they MUST be 90 days behind in payments to get a modification. That isn’t true and it is […]

Tags: ATTORNEY FEES, damages, FCCPA, HDC, HOLDER, notice, PARAGRAPH 22 NOTICE, purchase for value, reinstatement, SAMAROO, Wells Fargo, where is the loan contract?
Posted in Corruption, discovery, evidence, expert witness, foreclosure defenses, foreclosure mill, Motions, Pleading, Servicer |

For more information on foreclosure offense, expert witness consultations and foreclosure defense please call 954-495-9867 or 520-405-1688. We offer litigation support in all 50 states to attorneys. We refer new clients without a referral fee or co-counsel fee unless we are retained for litigation support. Bankruptcy lawyers take note: Don’t be too quick admit the […]

Tags: Article 3 UCC, article 9 UCC, brokers, CERTIFICATES, Drier, Florida Statutes, fraud, HOLDER, holder in due course, insurance, IPO, joint stock companies, Madoff, Ponzi, ratings, recoupment, REMIC Trust IPO, rescission
Posted in Corruption, discovery, evidence, expert witness, foreclosure defenses, Modification, Pleading, securities fraud, Servicer |

The first thing I want to do is add to my previous comments. I believe there is an implicit admission of failure of consideration in any case where a holder in due course is not identified. In addition, where a REMIC trust not alleged or asserted to be a holder in due course it means […]

Tags: due process, EQUAL PROTECTION, HOLDER, holder in due course, holder with rights to enforce, presumptions
Posted in Corruption, evidence, foreclosure defenses, Motions, Pleading, securities fraud, Servicer |

For more information on foreclosure offense, expert witness consultations and foreclosure defense please call 954-495-9867 or 520-405-1688. We offer litigation support in all 50 states to attorneys. We refer new clients without a referral fee or co-counsel fee unless we are retained for litigation support. Bankruptcy lawyers take note: Don’t be too quick admit the […]

Tags: affirmative defenses, answer, consideration, HOLDER, holder in due course
Posted in Uncategorized |

For more information on foreclosure offense, expert witness consultations and foreclosure defense please call 954-495-9867 or 520-405-1688. We offer litigation support in all 50 states to attorneys. We refer new clients without a referral fee or co-counsel fee unless we are retained for litigation support. Bankruptcy lawyers take note: Don’t be too quick admit the […]

Tags: criminal prosecution of bankers, demand loan, HDC, HOLDER, holder in due course, MBS investors, possessor, pretender lenders, REMIC TRUST
Posted in Corruption, discovery, evidence, expert witness, foreclosure defenses, Modification, Motions, Pleading, Servicer |

In the search for a magic bullet, many pro se litigants and even attorneys have ended up perplexed by laws and rules regarding an action to Quiet Title (frequently misspelled by pro se litigants as “Quite Title”). The purpose of this article is to add some context to the discussion and some reasons for my […]

Tags: cancelation of instrument, HOLDER, holder in due course, holder with rights to enforce, NULLIFICATION OF INSTRUMENT, quiet title, Romero, statute of limitations, statute of repose, SunTrust
Posted in Corruption, discovery, evidence, expert witness, foreclosure defenses, Motions, Pleading, securities fraud, Servicer |