For more information on foreclosure offense, expert witness consultations and foreclosure defense please call 954-495-9867 or 520-405-1688. We offer litigation support in all 50 states to attorneys. We refer new clients without a referral fee or co-counsel fee unless we are retained for litigation support. Bankruptcy lawyers take note: Don’t be too quick admit the […]

Tags: accleration, amortization, balloon payment, Florida LAw, hidden balloon provisions, interest rates, reverse amortization, teaser payments
Posted in Corruption, evidence, expert witness, foreclosure defenses, Modification, Pleading, securities fraud, Servicer |

In a statement shortly after he sued JPMorgan Chase, Mr. Schneiderman [Attorney general, New York state] said the lawsuit was a template “for future actions against issuers of residential mortgage-backed securities that defrauded investors and cost millions of Americans their homes.” CHECK OUT OUR EXTENDED DECEMBER SPECIAL! What’s the Next Step? Consult with Neil Garfield […]

Tags: Bear Sterns, cooking the books, DEXIA, Eric T. Schneiderman, fraud against homeowners, fraud against investors, interest rates, JP Morgan Chase, Libor, principal, residential mortgage-backed securities, TARP, WAMU
Posted in bubble, Corruption, Eviction, securities fraud |

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual – Pre-Order NOW for an up to $150 discount LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Want to read more? Download entire introduction for the Attorney Workbook, Treatise & Practice Manual 2012 […]

Tags: austerity measures, banks, banksters, Europe, Greece, interest rates, Ireland, Jason Easley, Mitt Romney, PAUL KRUGMAN, Paul Ryan, President Obama, Protugal, Republicans, SPAIN, spending cuts, Wall Street
Posted in Uncategorized |

SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM SEE Liquidity_trap “This is a call for application of existing law, not for the ideological shifting of wealth. If people get their cars and houses back that were taken illegally, we will have the capacity to invest, to restart commerce, and prosper. If we keep people enslaved in fictitious […]

Tags: derivatives, economic recovery, expectations, interest rates, Keynesian economics, liquidity trap, monetary policy, money supply
Posted in bubble, Corruption, Eviction, securities fraud |

GET LOAN SPECIFIC RECORDS PROPERTY SEARCH AND SECURITIZATION SUMMARY FTC v Countrywide Home Loans Incand BAC Home Loans ServicingConsent Judgment Order 20100607 Editor’s Comment: This “tip of the iceberg”  is important for a number of reasons. You should be alerted to the fact that this was an industry-wide practice. The fees tacked on illegally during […]

Tags: Appraisal, Bank of America, bo-doc, california foreclosure, countrywide, delinquency, excessive fees, Federal Trade Commission, feeder originators, fees, FTC, interest rates, investors, loans, Merrill Lynch & Co., mortgage backed securities, Notice of Default, Notice of Sale, points, Quicken, underwriting
Posted in Corruption, Eviction, evidence, expert witness, foreclosure mill, Modification, securities fraud, Servicer |

Editor’s Note: This article might help you understand the workings of a yield spread premium. For every 1% difference in interest rate the “cost” of the loan to you goes up 19%. Now if you look at it from the point of view of the “lender” that means the “value” goes up by 19%. That […]

Tags: bank, interest rates, Investor, MORTGAGE BROKER, mortgage originator, source of funds, tier 1, Wall Street, yield spread premium
Posted in bubble, Corruption, Eviction, securities fraud |

Fraudulent Appraisals, Teaser Rates, and Manufactured Defaults: Boons to Borrowers in Defending Foreclosure As more and more lender misconduct hits the Internet airwaves and more of us continue our investigation into and scrutiny of the practices of originating lenders and their downline successors, certain themes are developing which give rise to numerous defenses to mortgage foreclosure actions. Three such […]

Tags: appraisals, ARM, default in payment, foreclosure, HELOC, interest rates, investment bankers, originating lenders, servicing agent, stated income, successors, teaser rates
Posted in Eviction |

Virtually ALL of the the decisions concerning money supply and “regulation” are being made in the private sector which is devoted to one thing by mission and by intent: transfer of wealth to the big dogs in the private sector. This clearly government function, as specifically expressed in the U.S. Constitution has been abandoned by […]

Tags: Cleveland Federal reserve, Federal reserve, housing, inflation, interest rates, mortgage meltdown, Pianalto
Posted in bubble, Corruption, Eviction, securities fraud |

Hold everything!!: Second Bubble on the Way!!!???? Interest rates dropping, Fed lowering its rates, and incoming capital from China like it was water. We now see the strategy to prevent the world from marking the Bush administration down as the most foolish, stupidest in history.  The plan is to create a second bubble. They will […]

Tags: bubble, Fed, free money, housing prices, interest rates
Posted in bubble, Corruption, Eviction, securities fraud |