There are several scenarios that could play out. I will list the ones I know and concentrate on the one that is most likely to bring this crisis to a constructive conclusion. SCENARIOS: The current scenario remains unchanged resulting in a thirty-year battle over all kinds of debt besides home loans — student loans, business […]

Tags: homeowners, investors
Posted in bubble, Corruption, Eviction, securities fraud |

NOW AVAILABLE ON AMAZON/KINDLE!!! This is why it is critically important that (a) you get help in organizing your information (b) getting a forensic analysis, review or even a TILA Audit (c) that you secure a third party expert declaration that puts the the facts in issue and (d) that you aggressively pursue discovery without […]

Tags: Bahamas, Cayman, declaration, defaults, discovery, expert witness, forensic analysis, Glass Steagel, homeowners, intake assistance, intermediaries, investors, Mortgage, mortgage securitization, note, Obligation, SIV, structured investment vehicles, TILA audits, toxic loans
Posted in bubble, Corruption, Eviction, securities fraud |

EDITOR’S NOTE: Earth,the final frontier. Somewhere there are people who grasp the concept of reality. But to give credit where credit is due Floyd gives primary print space to contrary points of view. Even better, he shows his professionalism by asking the two questions (1) why would banks lose the note and (2) “what am […]

Tags: borrowers, cash equivalents, credit default swaps, DESTROYED NOTE, discovery, financial loan product, Floyd Norris, investors, lost documents, lost note, Ny Times, two pools
Posted in bubble, Corruption, Eviction, securities fraud |

WHY WE ARE PLANNING 2-3 DAY BOOT-CAMPS AND MANUALS FOR LAWYERS, BOOT-CAMPS FOR FORENSIC ANALYSTS, AND BOOT-CAMPS FOR LAYMEN. IT’S JUST NOT AS SIMPLE AS YOU MAY WANT IT TO BE. NOT EVERYTHING ENDS WELL. THE BATTLE IS ON. THIS JUDGE SAID THE ASSIGNMENT DOESN’T NEED TO BE RECORDED TO PROVE OWNERSHIP. HE’S TECHNICALLY RIGHT, […]

Tags: advanced money, authority, discovery, DVL, enforcement of mortgage, enforcement of note, enforcement of obligation, fairness, Fitzgerald, Florida, investors, legal maneuvering, ownership, pretender lender, QWR, recording in Florida, RESPA, satisfaction of mortgage, securitization chain, TILA, true lender
Posted in bubble, Corruption, Eviction, securities fraud |

NOW AVAILABLE on KINDLE/AMAZON The Emperor\’s New Clothes: THOSE FORECLOSURES ARE NOT REAL FOLKS, GET IT? 1-in-10-u-s-mortgage-delinquencies-reach-a-record-high-going-up The Emperor is still strutting around as though he was fully clothed in the best silk, color and design. Wall Street is still the darling of government and a whole lot of other people, even if it was […]

Tags: AIG, bankruptcy, credit default swaps, emperor's new clothes, foreclosures, investors, lending, mortgage modification, mortgage pools, mortgages, settlement, short sales, source of funding, taxation, Wall Street
Posted in bubble, Corruption, Eviction, securities fraud |

all we have left is the obligation, unsecured and subject to counterclaims etc. MOST IMPORTANT procedurally, it requires a lawsuit by the would-be forecloser in order to establish the terms of the obligation and the security, if any. This means they must make allegations as to ownership of the receivable and prove it — the […]

Tags: chain of title, disclosure, evidence, foreclosure defense, foreclosure offense, fraud, investors, lenders, MERS, Obligation, securitization, Signatures, trustee
Posted in bubble, Corruption, Eviction, securities fraud |

It’s along time since I wrote this piece on March 1, 2007 — before I even started the blog. I believed then as I do now that the safety of our nation, the soundness of our economy and the happiness and freedoms of our children and grandchildren depend entirely upon our actions today. In this […]

Tags: borrowers, credit crisis, investors, mortgage backed securities, MORTGAGE WORKOUTS, trust, TRUTH
Posted in bubble, Eviction |

While my editorial opinion has been fairly obvious in these articles, I feel the need to express them directly. The fundamental truth that is missed in the media and those in government and finance close to the microphones is that this did not start with the borrowers — it started with the investors who bought […]

Tags: AIG, AMbac, bailout, borrowers, foreclosure defense, foreclosure offense, investors, POLICY
Posted in Eviction |

  Yes it is true that you didn’t read the fine print. But how much would you have understood in the mountain of paperwork you signed. I am NOT an attorney licensed to practice in Arizona which gives me some leeway in what I can say and do for you. On the other hand I […]

Tags: borrowers, CDO, Eviction, foreclosure, investors, money
Posted in Eviction |