The new president is facing incoming fire from all directions. If he does not extend the moratorium on foreclosures and evictions, hundreds of thousands of people are going to be homeless. But the extension does not come without costs. https://www.marketplace.org/2021/01/25/biden-acts-on-evictions-foreclosures-but-long-term-housing-crisis-looms/ See also https://www.prnewswire.com/news-releases/black-knights-first-look-2020-ends-with-1-7-million-more-seriously-delinquent-homeowners-than-at-start-of-year-foreclosures-at-record-low-301211915.html * As you have seen on these pages, I am quite confident […]

Tags: CFPB, CFPB Complaint, DVL, fake securitization chain, FDCPA, Foreclosure moratorium, QWR, UCC 9-203
Posted in foreclosure mill, Modification |

Stop complaining about banks and courts. Start writing to everyone. The game is on! Attorney Gary Dubin has already won the case twice. Now the foreclosure attorneys are trying to resurrect the case involving the LSF9 Master Participation Trust, which has been the subject of numerous articles and radio shows. Bill Paatalo,  Charles Marshall, and […]

Tags: Hawaii Supreme Court, LSF9, LSF9 Master Participation, UCC 9-203
Posted in Uncategorized |

The bottom line is that foreclosures are all about collecting on unpaid debt. The only party who can initiate foreclosure proceedings that will force the sale of title to the home and then forcibly dispossess the homeowner is a party who owns the debt, is injured by nonpayment and who receives the proceeds of foreclosure […]

Tags: UCC 9-102, UCC 9-203, UCC 9-308
Posted in discovery, Eviction, evidence, foreclosure defenses, legal standing, Pleading |