WELCOME TO LIVING LIES DEFEND THE FORECLOSURE KEEP YOUR HOME!!! Over 17,000,000 Visitors Most of the claims that use "securitization" as a foundation are FALSE!! That means they have no right to administer, collect or enforce any debt, note, mortgage or deed of trust.And THAT means you can successfully challenge foreclosures AND pursue damages against those who make false claims.…[...]
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If your sale date is close, you need two things at the same time: A short-term move that can stop or pause the sale, and A real case strategy that can win, not just delay. Most homeowners only do the first part. They scramble for a “quick fix” and ignore the evidence. That’s how people lose their homes. What actually…[...]Continue Reading
Let me say this plainly. Homeowners do not lose foreclosure cases because they are wrong. They lose because they use the wrong strategy. And one of the most common mistakes we see is this: adding causes of action that sound powerful — but actually weaken the entire case. This happens frequently when pro se litigants attempt to pursue rescission of…[...]Continue Reading
We are proud to report another win for one of our clients. A homeowner who refused to accept a paper claim from a Wall Street trust that could not prove its rights. This case was filed in the Circuit Court of the State of Oregon for the County of Linn, Case No. 25CV60677. Our client homeowner brought a quiet title…[...]Continue Reading
Why So Many Pro Se Homeowners Lose in Court — and How to Avoid the Most Common Mistakes
Feb 10, 2026
Every week, homeowners representing themselves in foreclosure court tell the same story. They knew something was wrong. The bank’s paperwork didn’t make sense. The numbers didn’t add up. The story kept changing. And yet—they lost. Not because they were wrong. But because the court never heard the right evidence, presented the right way, at the right time. This article explains…[...]Continue Reading
By Donna Steenkamp, Head of Research at Livinglies. Many homeowners believe that once a foreclosure is over, the only option left is to walk away. That isn’t always true. In some cases, a quiet title action can undo the legal damage of an illegal foreclosure. But in other cases, it fails—and can even make things worse. The difference is not…[...]Continue Reading
Foreclosure Defense Cost for Homeowners: What It Really Costs—and What’s Worth Paying For
Jan 27, 2026
One of the first questions homeowners ask when facing foreclosure is this: “How much is foreclosure defense going to cost me?” That’s the wrong question. The right question is: “What am I paying for—and what actually protects my home?” Because in foreclosure, the cheapest option is often the most expensive mistake. If you want the foundation first, start here: Foreclosure…[...]Continue Reading
discovery evidence expert witness Fabrication of documents foreclosure defenses Foreclosure Questions legal standing
Foreclosure Attorneys for Homeowners vs. Servicer Law Firms: Why the Playing Field Is Uneven
Jan 21, 2026
In the battle between the foreclosure attorney for the Homeowners vs the servicer many believe the courtroom is neutral. It isn’t. The foreclosure attorney for homeowners vs servicer law firms are not playing on an even field. In foreclosure litigation, there are two very different worlds colliding: Attorneys hired by homeowners trying to enforce the law High-volume servicer law firms…[...]Continue Reading
Most homeowners are never told this: Banks do not have unlimited time to foreclose. Every foreclosure case—judicial or non-judicial—is governed by a statute of limitations. That statute sets a deadline. Miss it, and the right to foreclose can be lost. Yet servicers routinely pretend the clock never started, was magically reset, or doesn’t apply to them at all. That’s wrong.…[...]Continue Reading
If you want a deeper walkthrough of the basics, start here: Foreclosure Defense 101. What Is a Non-Judicial Foreclosure? A non-judicial foreclosure is a foreclosure that happens without the lender filing a lawsuit first. Instead of starting in court, the foreclosing party relies on: a power of sale clause in a deed of trust a trustee selected by the foreclosing…[...]Continue Reading
By Donna Steenkamp One of the most common claims made in foreclosure cases is simple and dangerous: “We have the original note.” Judges hear it. Lawyers repeat it. Homeowners are told it ends the case. It doesn’t. That statement hides critical facts, ignores how modern mortgage transactions actually work, and often masks a complete failure of proof. The Myth of…[...]Continue Reading
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