Archive for 'foreclosure defenses' Category
When Is It Too Late to Stop Foreclosure? Many homeowners ask this question only after receiving a notice of default or learning that a sale date has been scheduled. The truth is that foreclosure can often still be delayed or stopped, even when the process is already underway. Whether you’re trying to stop foreclosure now, […]
The Myth of Personal FailureBanks want you to think foreclosure is your fault. It’s not. How Banks Rig the GameServicing errors, force-placed insurance, and fake fees create defaults. -MISLEADING LOAN MODIFICATION PROCESS AND PROCEDURES -UNREASONABLE DELAYS IN THE MODIFICATION APPROVAL PROCESS FOR HOMEOWNERS, INTENTIONALLY CREATED, IN ORDER TO PROCEED WITH FORECLOSURE AND SALE HOME SALE […]
Sorry but there are more than 10 Arguing fairness, morality, or hardship instead of focusing on legal standing or evidentiary proof. Misusing procedural defenses Asserting rescission or TILA rescission years after expiration Relying on “sovereign citizen,” UCC redemption, or strawman theories — instantly discredited by courts. Filing motions without evidence, exhibits, or affidavits to support […]
We see so many clients come to us after failing in court that we thought it important to share exactly which battles are important to fight in Foreclosure and which ones to skip. After 20+ years of doing this nationwide who better than us to share with you some of the mistakes we see. Which […]
By Donna Steenkamp, Head of Research/Quiet Title Expert Living Lies/Defend the Foreclosure Here’s how to win your Foreclosure defense case with Quiet Title Actions. Many homeowners are shocked to find that when they fight foreclosure, the court accepts a note with an “in-blank” endorsement (basically, a rubber stamp without a name or date) as proof […]
The reality of Judicial bias in the courts Judges display a tremendous amount of court bias against homeowners in foreclosure cases. Especially when they are representing themselves. They often trust banks more than homeowners. That doesn’t mean you can’t win. Strategies to Overcome Judicial Bias in the courts – Stick to facts, not emotion.– Demand […]
Our homeowner clients know the importance of fraud claims to show lack of standing and other defenses and now so can you.
Th Myth of ‘Game Over’ Many homeowners believe once the home is sold, there’s nothing they can do. That’s wrong. Here at Living Lies/Defend the Foreclosure we are supporting multiple cases of Wrongful Foreclosure. Ask to join our private facebook group here to gain access to redacted current Wrongful Foreclosure lawsuits we have drafted. Options […]
Why Most Homeowners Feel Lost Foreclosure is scary and confusing. Most people don’t even know where to start. That’s not your fault—banks and servicers count on this confusion. The First Steps to Take – Get a copy of your mortgage and note.– Request a complete accounting of your loan.– Do not admit default in any […]
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