Archive for 'legal standing' Category
Oct 28, 2025

Why Ownership of the Loan Matters If the plaintiff doesn’t own your debt, they can’t foreclose. How Loan Ownership Gets Lost Loans are sold multiple times. Paperwork often doesn’t match reality. FOCUS ON THE CHAIN OF ASSIGNMENTS “FILED AND RECORDED” IN THE PUBLIC RECORDS REVIEW PLAINTIFFS’ ALLEGATIONS IN THE FORECLOSURE COMPLAINT WHICH RELY ON SPECIFIC […]

Oct 7, 2025

We see so many clients come to us after failing in court that we thought it important to share exactly which battles are important to fight in Foreclosure and which ones to skip. After 20+ years of doing this nationwide who better than us to share with you some of the mistakes we see. Which […]

Sep 30, 2025

By Donna Steenkamp, Head of Research/Quiet Title Expert  Living Lies/Defend the Foreclosure Here’s how to win your Foreclosure defense case with Quiet Title Actions. Many homeowners are shocked to find that when they fight foreclosure, the court accepts a note with an “in-blank” endorsement (basically, a rubber stamp without a name or date) as proof […]

Sep 24, 2025

The reality of Judicial bias in the courts Judges display a tremendous amount of court bias against homeowners in foreclosure cases. Especially when they are representing themselves. They often trust banks more than homeowners. That doesn’t mean you can’t win. Strategies to Overcome Judicial Bias in the courts – Stick to facts, not emotion.– Demand […]

Jul 14, 2025

Evidence is what matters in Foreclosure cases. Not just claims. Not just assertions based upon what you believe to be true. Not just what others have told you is true. Hard, Cold evidence documented by Industry professionals that is specific your case. Professionals qualified by the courts as experts. Professionals who have testified at trial […]

Dec 3, 2024

Are you facing foreclosure? When the bank comes knocking, threatening to take your home, it can feel like the end of the world. But let me tell you this: foreclosure is not the end of the road. Homeowners have rights. What are the best ways to stop a foreclosure? Let’s break it down in plain […]

Jun 18, 2024

Why Legal Standing Matters and How MERS Fits In What Is Legal Standing? Legal standing refers to the right of a party to bring a lawsuit in court. In foreclosure, this means the lender must prove they have the legal right to foreclose — either by owning the loan or by showing authority to act […]

Jan 4, 2024

Once of the most common problems readers of our blog describe is trouble finding a foreclosure defense attorney to take their case. Not only take their case but even listen to them! In our experience this is a result of two main issues. 1. Expertise We often say amongst our team here at livinglies that […]

Jul 14, 2023

Hello, Lance Denha esq. here to discuss a 12 step program to defend against a foreclosure in a non-judicial state, as well as a judicial states. In a non-judicial foreclosure state, the foreclosure process typically does not involve the court system, and the lender can foreclose on a property without filing a lawsuit. The lender […]