Archive for 'Uncategorized' Category
In the complex world of mortgage and foreclosure proceedings, the use of names can be more about creating an appearance than representing genuine legal entities. Terms like “bankruptcy remote,” “liability remote,” and “reality remote” are often employed to shield transactions from legal scrutiny, without any actual legal person or entity standing behind them. For anyone […]
EMERGENCY HEARING REQUEST Case #2013-CA-012542-O This order based upon an emergency motion prepared by Richard Kalinoski esq. with assistance from Anthony Varrone J.D., highlights the creative and unique benefits of our Foreclosure Litigation experience. The sale of clients home was scheduled to be foreclosed upon in Florida on June 4th of this year. In the […]
Exposing the Fraud in Foreclosure: How LivingLies.me Can Help You Fight Back How to Fight Foreclosure: Behind the scenes of foreclosure, there’s a maze of lies and complexity. The real story of mortgage transactions is often hidden under layers of financial trickery called securitization. Let’s break it down and see how the big banks use […]
Understanding the Crucial Role of Discovery in Foreclosure Lawsuits Discovery in Foreclosure Litigation: In the realm of litigation, particularly in complex cases such as foreclosure, the process of discovery plays a pivotal role. Neil Garfield would always emphasize that the success or failure of a case often hinges on the effective execution of discovery and […]
Why do pro se litigants in foreclosure defense cases lose so often? My mentor Neil Garfield, and now me, spend a lot of time working on the livinglies blog to present evidence-based strategies and methods to homeowners to help them save their homes from illegal foreclosures. Often these same homeowners are trying to save their […]
Please Welcome new team members to Living lies Our fight against illegal foreclosures continues… Richard A. Kalinoski, Jr. Esq. as a practicing attorney, Richard has reviewed over (400,000) foreclosure cases for clients and provided detailed forensic analysis based on the foreclosure suit filed against the homeowner by the bank and servicer of the loan. His […]
It is no secret that foreclosure filings are rising. Plenty of data to support that. The state of the US housing market is at its worst since the Great Depression, despite encouraging news falsely broadcasted by the news media. Articles, white papers, governmental agencies and Senate Subcommittee postmortem investigations on the cause and status of […]
In a previous post here I shared some servicer deceptive practices when dealing with homeowners they are trying to foreclose on. In the realm of mortgage servicing, what meets the eye can be deceiving. In the spirit of my mentor Neil Garfield I am continuing to unveil deceptive practices employed by companies claiming to be […]
Last month I posted about our successful strategic foreclosure defense model. This model was developed by my mentor Neil Garfield over decades and has been utilized by pro se homeowners and the attorney’s we help with Litigation support services across the country. It has resulted in our being able to save thousands of homes in […]
A Guide for Homeowners and Their Attorneys in Foreclosure Defense Did You Take a Loan? We’ve all been there, sitting in a courtroom, listening as the judge fires off a familiar question: “Did you take a loan?” Whether you’re defending yourself or you’ve got a lawyer by your side, this moment can be nerve-wracking. But […]


