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Assume that the transaction is a single transaction. The investor (creditor) lends the homeowner (debtor) money. Thus arises the obligation from the debtor to pay the creditor. In securitized loans a peculiar thing happens. The debtor signs a note like in all the old kind of mortgage loans, but the creditor gets a bond. As […]
From any pool. Prospectus and any selling material. I WANT THE ACTUAL BOND. SEND TO NEILFGARFIELD@HOTMAIL.COM. THANK YOU.
CLASS ACTION LAWSUIT AGAINST BANK OF AMERICA – BAC VICTIMS CAN JOIN THE LAWSUIT ——————————————————————— Bank of America Home Loans Date Filed: March 22, 2010 Court: U.S. District Court Location: Seattle Ticker Symbol: BAC Washington homeowners sued Bank of America claiming the lending giant is intentionally withholding government funds intended to save homeowners from foreclosure. […]
I MERELY REPORT THE FOLLOWING AS A POSSIBLE “HEADS UP”. I HAVE NOT HEARD OF THIS PROBLEM WITH PACER. IF ANY OF YOU KNOW SOMETHING ABOUT IT, PLEASE POST YOUR COMMENTS. Editor’s Note: Like MERS, garbage in, garbage out. Without a referee the players do whatever suits them. Here PACER enables litigants to submit questionable […]
This is an example of the information I am requesting that everyone send in so we can pool information. I am entering the names and parties in key words so you can search for them. My goal with HERS is to have an ever increasing database that will speed the research for forensic analysts and […]
Editor’s Note: The ankle-biting is rising to a crescendo. Wait till you see what happens next. The insurers are not just alleging misrepresentation or negligence. They are saying that Countrywide and others knowingly originated bad loans. And as I have explained before on these pages they are finally “getting it.” Bottom Line: The worse the […]
Editor’s Note: The primary reason for foreclosing on the wrong house is that the wrong party (not the creditor) is initiating the foreclosure and therefore lacks sufficient information about the loan, the property or the debtor. These events are corroboration of stories previously published showing that loans were placed in “pools” even though they never […]
The simple way of knowing is if we SAY ON THE BLOG we endorse them, then they are endorsed. Some companies “troll” the comment forums here at LivingLies soliciting or posting contact info, at times other websites may claim some relationship or endorsement(in one case they went as far as listing Brad’s name under the “management team” on their website). So far, while we have […]
From http://www.mattweidner.com These statutes provide numerous regulations and requirements that entities engaging in trust activities should comply with, but the regulations are largely being ignored by the entities engaging in trust activities and both courts and the enforcing agency, the Florida Department of Financial Services, Editor’s Note: Matt Weidner is onto something here that has […]
Since I am making the point repeatedly in emails and calls I thought I might bring it up on the blog.I have changed one of my suggested strategies and I no longer recommend the immediate introduction of the term “pretender lender.” THERE IS A DIFFERENCE BETWEEN THE USE OF THE WORDS “CREDITOR” AND “LENDER”. THERE […]
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