Producing a USEFUL report that can identify gaps, inconsistencies and deficiencies in the primary documents used for foreclosure is a complex task. It must be thorough and it must be correct and free from "opinions" that the writer is not qualified to present. Opinions ruin credibility under they come from a qualified expert with credentials, education, training and experience in…[...]

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The case shows that we are all continuing to be held under an umbrella that is blocking the sunlight. I'm happy that Lopez won the appeal. But the court still is not putting the pieces together. GO TO LENDINGLIES to order forms and services Let us help you plan your answers, affirmative defenses, discovery requests and defense narrative: 954-451-1230 or 202-838-6345. Ask…[...]

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The Great Chase-Wamu Deception! Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays Why? Because on September 25, 2018 acquired WAMU and before that WAMU was seized which means that WAMU as a separate entity ceased to exist on the date of seizure (when it became the FDIC) and the date of…[...]

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Freddie Mac Structured Agency Credit Risk (STACR®) debt notes are unsecured and unguaranteed bonds issued by Freddie Mac whose principal payments are determined by the delinquency and principal payment experience on a STACR Reference Pool consisting of recently- acquired single family mortgages from a specified period. GO TO LENDINGLIES to order forms and services Let us help you plan your answers, affirmative defenses, discovery requests and…[...]

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It's only when you do the work --- burrowing into all the data that the truth emerges. From many prior cases it has been obvious that the "boarding process" was a ruse. It was cover for the real parties who were manipulating data to suit their own needs contrary to their duties to the alleged investors and borrowers. GO TO LENDINGLIES to…[...]

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No two financial crises are ever quite the same. The next one won’t be like the last. But history teaches lessons, and there’s no excuse for ignoring them. Regulators have done a lot to reform the financial system since the 2008 crisis, but they still haven’t fixed the market where the trouble started: U.S. mortgages. It’s an omission they need…[...]

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How Are Homeowners Winning? Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays Homeowners are winning cases in increasing numbers as Judges get increasingly skeptical of  the so-called evidence that is brought into their courtrooms by banks and servicers. Homeowners are winning foreclosure cases with rulings that describe the defects and deficiencies…[...]

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For reasons unknown to me these two videos have had a combined viewing total of around 225. It should be 225 million. This is a first step on changing that. Everyone who is or has been involved in foreclosure or whose neighbor has been involved in foreclosure should view these two relatively short animated presentations. Hats off to John Reed…[...]

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The entire playbook of the banks and servicers consists of one underlying theme: to obtain foreclosures based upon presumptions that are contrary to the facts. GO TO LENDINGLIES to order forms and services Let us help you plan your answers, affirmative defenses, discovery requests and defense narrative: 954-451-1230 or 202-838-6345. Ask for a Consult. You will make things a lot easier on…[...]

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