The appearance of zombie homes and the destruction of hundreds of thousands of them thus destroying entire neighborhoods and subdivisions illustrates a fundamental truth about the foreclosure tidal wave that hit in 2007-2008: the banks didn’t care about the property, they just wanted the record to reflect a foreclosure sale. This alone represents probative evidence […]

Tags: housing, modifications, Zombie homes
Posted in Uncategorized |

SETTLEMENT NEGOTIATIONS: WHEN THE HOMEOWNER WINS IN LITIGATION, in every case the banks pay amazing amounts of money to the homeowner (and their lawyer) in order to get agreement on sweeping the case under the rug. Homeowners and their lawyers must realize that the settlement value of their case may be worth 1000 times the […]

Tags: leverage, modifications, negotiations, settlement, Short-Pay, short-sale, Winning your case
Posted in Modification |

  To listen to Patricia Rodriguez discuss the latest foreclosure defense issues please visit the Neil Garfield Show here and here. By Patricia Rodriguez, Esq. Nothing in this article is meant to be construed as legal advice; there is no attorney-client relationship that is being created. This is for general education purposes only.  After years […]

Tags: attorney patricia rodriguez, california foreclosure, california foreclosure law, foreclosure defense, los angeles foreclosure, modifications, Patricia rodriguez, The Rodriguez Law Firm.
Posted in Uncategorized |

See West Coast Workshop Northern California For further information or services please call 954-495-9867 or 520-405-1688. This is not a legal opinion on any specific case. Get a lawyer. ====================================== see http://www.occupy.com/article/how-wells-fargo-fraudulently-foreclosed-florida-homeowner The Big Question: How can there be a declaration of default when the creditor is showing no default and no loss on its […]

Tags: 90 days delinquency, default, foreclosure, modifications, servicer advacnes, Wells Fargo
Posted in Uncategorized |

For further information please call 954-495-9867 or 520-405-1688 Listen to Neil Garfield Show on Thursday February 26, 2015 at 6pm EDT., and each Thursday =============================== see http://www.njspotlight.com/stories/15/02/02/new-foreclosure-procedures-put-to-test-as-number-of-cases-climbs-in-nj/ New Jersey now has an upsurge of Foreclosure activity. It is on track to become first in the nation in the number of foreclosures. What is clear is […]

Tags: buybacks, conduit, Fannie, foreclosure, fraud, Freddie Mac, Master Servicer, modifications, New Jersey, PSA, REMIC, trustee
Posted in Uncategorized |

For more information please call 954-495-9867 or 520-405-1688 This is for general information only. It should never be used as a substitute for the advice of an attorney licensed in the jurisdiction in which your property is located. ============================== see also 201306_cfpb_laws-and-regulations_tila-combined-june-2013 I’ve been busy dealing with Judges who are resisting meritorious defenses and proactive […]

Tags: canceled note, chain of title, disgorgement by lender to borrower, liability for debt, modifications, nullification of mortgage, nullification of note, proactive mortgage challenges, rescission, satisfaction of mortgage, TILA rescission
Posted in Uncategorized |

For More Information and assistance please call 954-495-9867 or 520-405-1688 ———————————— No reasonable person would abandon this many homes after taking the trouble to foreclose on them. There is an obvious preference for foreclosure over workouts, modifications, short sales, resales, and other tools. This shows clearly that loss mitigation is not one of the factors […]

Tags: ABANDONMENT, foreclosure fraud, fraudulent loans, investors, local government, modifications, REMIC, WORKOUTS
Posted in Uncategorized |

Here it is. http://www.blogtalkradio.com/senkalive/2013/07/13/hope-for-justice-is-our-only-weapon-1 Danielle Kelley, Esq., a partner in the litigation firm of Garfield, Gwaltney, Kelley and White, returns to blog talk radio revealing the latest bank scamming on mediation, modification and settlement of illegal collections and Foreclosures by the Wall Street Banks.

Tags: Bank of America, Florida, foreclosure defense, modifications, Urban Lending Solutions
Posted in Corruption, evidence, foreclosure mill, Modification, Motions, Pleading, Servicer |

SIX FORMER BOA EMPLOYEES TESTIFY THAT BOA MODIFICATION AND FORECLOSURE SPECIALISTS WERE PAID AND INSTRUCTED TO LIE TO HOMEOWNERS, PAID WITH GIFT CARDS IF THEY SUCCESSFULLY THREW THE HOMEOWNER INTO FORECLOSURE AND WERE DISCIPLINED OR FIRED IF THEY FAILED TO TURN OVER THE REQUESTS FOR MODIFICATION INTO THE RIGHT NUMBER OF FORECLOSURES. IF YOU WANT […]

Tags: Bed bath and beyond Gift Cards, BOA, Danielle Kelley, Garfield, Gwaltney, Kelley and White (GGKW), lying, Michelle Conlin and Peter Rudegeair, modifications, perjury, Reuters, reviews, Target gift cards, U.S. Economy, World Economy
Posted in Corruption, Eviction, evidence, expert witness, securities fraud, Servicer |

If you are seeking legal representation or other services call our South Florida customer service number at 954-495-9867 and for the West coast the number remains 520-405-1688. In Northern Florida and the Panhandle call 850-765-1236. Customer service for the livinglies store with workbooks, services and analysis remains the same at 520-405-1688. The people who answer […]

Tags: consent orders, foreclosures, modifications, mortgage bonds, OCC l, OTS, receiver, restitution, settlements, Truth in Lending Act
Posted in Eviction, securities fraud |