Listen Here: https://youtu.be/jOeAe9zT5D0 Yesterday, attorney James "Randy" Ackley appeared on the Neil Garfield Radio Show.  The show was a fascinating discussion about banks' creating the illusion of standing when a bank is unable to demonstrate they have the right to foreclose. Neil and Randy addressed why the courts were allowing loan servicers to present evidence that was hearsay, often fraudulent…[...]

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Tags: foreclosure, james randy ackley, neil garfield radio, robosigning, standing
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by William Hudson Neil Garfield is adamant that if consummation did not occur, there can be no contract. His belief is supported by hundreds of years of contract law (including the marriage contract). In regards to marriage, most people know if consummation occurred, yet when it comes to taking out a securitized loan like a mortgage, most people only assume…[...]

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Tags: consideration, consummation, creditor, foreclosure, fraud, Sarbanes-Oxley Act, standing
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Attorney James "Randy" Ackley will be the guest on Neil Garfield's Radio program on Thursday, April 28, 2016 at 6 pm EST. Neil and Randy will discuss why the illusion of standing is insufficient to foreclose. South Florida attorney James "Randy" Ackley knows a thing or two about the devastation of losing a home be it by a natural disaster…[...]

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Our Services:  https://livinglies.me/2016/04/11/what-can-you-do-for-me-an-overview-of-services-offered-by-neil-garfield/ Just a short notice to everyone who has been following my blog. I may have over-emphasized Rescission as a strategy to the point where people are getting the impression that they don't need to raise traditional defenses of standing, ownership, rights to enforce, authority, balance compliance with the contract in issuing notice of default etc. Rescission is…[...]

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If you are interested in participating in the Small Group Consultation- there are only 4 remaining spots left. The Small Group Consultation (by phone) is scheduled for Friday April 29th at 3:00 EST.    You may self-schedule and make payment at: https://www.vcita.com/v/lendinglies _______________________________________________________________________ ANNOUNCING OUR NEW SMALL GROUP CONSULTATION! The first LendingLies' Small Group Consultation is scheduled for:  April 29th, 2016…[...]

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Show me any other period in American history where banks lost so many cases. Schedule A Consult Now! https://www.vcita.com/v/lendinglies to schedule, leave message or make payments.  ================ THE FOLLOWING ARTICLE IS NOT A LEGAL OPINION UPON WHICH YOU CAN RELY IN ANY INDIVIDUAL CASE. HIRE A LAWYER. —————- see http://caselaw.findlaw.com/fl-district-court-of-appeal/1664754.html The heat on the banks has been steadily increasing for the…[...]

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Tags: Aurora, business records exception, disclosure, foreclosure defense, foreclosure offense, fraud, hearsay, Lehman, MORTGAGEIT, securitization
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Today a Federal Judge in South Florida granted motions to dismiss (with prejudice) filed by parties against whom a homeowner had filed suit claiming that those parties should be enjoined from using the notes and mortgages in his case. The claim was based upon allegations of a recent TILA rescission and that consummation of the loan contract was a question…[...]

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Success! Last week we piloted a new program that allows up to 10 people to participate in a 90 minute conference for $99. Each person gets to ask questions and follow up questions. It works out to about 10 minutes per person. In a survey at the end of the Group Consult last week, every participant agreed that this was…[...]

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We start with the simple and irrefutable premise that if the parties are NOT in litigation, only a timely lawsuit filed by a party with legal standing could be considered to vacate the TILA rescission that is effective, as a matter of law, when it is mailed. The note and mortgage become void at that moment. Any claim of standing…[...]

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Tags: disclosure, foreclosure defense, foreclosure offense, fraud, group consult, securitization, TILA rescission
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Small Group Consultation by Phone- Back by Popular Demand!  Friday, April 29, 2016 at 3:00 pm EST. Over the past year, Neil Garfield has been inundated with requests for him to create a service that allows homeowner's to ask two or three questions at a lower price point than his 1/2 an hour consultations ($350/hour). Recognizing that homeowner's in foreclosure…[...]

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