During the remainder of May, Neil Garfield is offering a limited-time discount on private consultations. A 1/2 hour consultation is now $279 until the end of May, while an hour consultation is only $500 (reg. $650).  This discount will not be offered again this year at this price. We can help in a variety of ways: CONSULTATIONS: WITH THE COMPLEXITY…[...]

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For short-term results it is absolutely essential that discovery be pressed as hard as possible and that attorneys prep for a punishing cross examination of the corporate representative of the company claiming to be the servicer for the company that claims to be the trustee or successor for a trust that by implication claims to own the loan but won't…[...]

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Tags: borrower, foreclosure defense, foreclosure offense, fraud, mediation, rescission, securitization
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This evening one of south Florida's finest foreclosure attorney James "Randy" Ackley will join Neil on the Neil Garfield Show at 6 pm EST on: Blog Talk Radio. Neil and Randy will discuss recent rulings on Rescission and how despite the Jesinoski ruling, the courts are reading into the statute on procedure and saying that various conditions apply when the…[...]

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By William Hudson You can choose your sexual orientation and even your ethnicity but you can’t change your loan servicer. Mortage “servicing” is the ultimate misnomer. Modern loan servicing has nothing to do with service but instead provides a “disservice” in order to boost profits or engineer a default if at all possible. Being forced to contract with a sketchy…[...]

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Tags: abusive servicing, foreclosure, modification, NEIL GARFIELD, Servicing, william hudson
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Since it appears that Judges around the country are finding wiggle room where none exists, it may be wise to add the fraud charges to the initial complaint seeking enforcement of rescission, injunction, and quiet title. ================================ THE FOLLOWING ARTICLE IS NOT A LEGAL OPINION UPON WHICH YOU CAN RELY IN ANY INDIVIDUAL CASE. HIRE A LAWYER. —————- Just a…[...]

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Tags: disclosure, foreclosure defense, foreclosure offense, fraud, securitization, TILA rescission
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  We can help in a variety of ways: CONSULTATIONS: WITH THE COMPLEXITY OF FINANCIAL DOCUMENTS AND TRANSACTIONS, IT IS OFTEN DIFFICULT FOR CONSUMERS AND HOMEOWNERS TO EVEN KNOW WHAT QUESTIONS TO ASK. THE PATH OUT OF THAT CONFUSION IS TO GET A CONSULTATION — with someone who has studied the financial crisis as a former investment banker, attorney with…[...]

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 You have a choice between a 1/2 hour consult, which is being promoted now at $279 and a one hour consult which is being promoted at $500. The consults are recorded on Freeconference.com and the audio file is sent to you usually the same day. The purpose of the consult is (a) to reveal the facts relating to ownership, authority…[...]

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Held Hostage by a Home Depending on reader response- this column may become an ongoing Sunday feature on LivingLies. Let us know what you think. ______________________________________________________________________ Although Neil Garfield eloquently describes the legal dynamics of foreclosure, there is also a human battle waged in millions of homes nationwide that remains hidden behind walls of shame, fear and anger. Families are…[...]

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Tags: bank fraud, due process, foreclosure, held hostage by a home, judiciary, LITIGATION, NEIL GARFIELD
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By William Hudson Despite what they may claim- Fannie Mae does not own any note that was previously securitized. The trust does (or is supposed to anyways). Fannie Mae, by their own admission, owns nothing. Fannie Mae acts as a guarantor (insurer) but often forecloses in its own name or a servicer’s name, thus deceiving the court. Fannie Mae’s secondary…[...]

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http://www.brooklyndaily.com/stories/2016/19/_all-obit-arthur-schack-2016-05-06-bd.html  " If you are going to take away somebody’s house, you have to do it the right way,” Schack told the New York Times in 2008. “You have to have due process, and the law has to be followed.” "That year, he refused to allow foreclosure in 13 out of 14 published decisions in the first seven months, dismissing…[...]

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