If you are seeking legal representation or other services call our South Florida customer service number at 954-495-9867 and for the West coast the number remains 520-405-1688. In Northern Florida and the Panhandle call 850-765-1236. Customer service for the livinglies store with workbooks, services and analysis remains the same at 520-405-1688. The people who answer the phone are NOT attorneys…[...]

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Tags: Association foreclosures, association liens, condominium associations, cooperative associations, foreclosure, HOMEOWNER ASSOCIATIONS, motions, Pleading, PRIORITY OF LIENS, redemption, validity of liens
Posted in Corruption, Eviction |

HAPPY INDEPENDENCE DAY! WHY ARE THE BANKS FIGHTING TO GET AS LITTLE AS POSSIBLE FROM EACH "FAILED" LOAN? A drama is playing out in the state of Massachusetts. Bank of America is pretending to be the lender or the authorized servicer or both. But it outsourced the task of dealing with borrowers seeking modification. The company that was used is…[...]

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Tags: Bank of America, credit default swaps, Department of the Treasury, Federal reserve, HAMP, HARP, insurance, Master Servicer, of deposition, sub servicer, TARP, taxpayers, transcript, Urban Lending Solutions
Posted in Corruption, Eviction |

DON'T FORGET THAT THERE IS A DIFFERENCE BETWEEN THE SERVICER WITH WHOM YOU ARE DEALING (THE SUBSERVICER) AND THE MASTER SERVICER WHO IS CALLING THE SHOTS ON BEHALF FOR THE INVESTMENT BANKER. DEMAND PROOF OF WHO IS HANDLING THE MODIFICATION, WHO IS ASSIGNED AND WHO THEY CONSULTED. After interviewing Danielle Kelley on the issue of modification, there is a lot…[...]

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Tags: are, avoidance of liability, discovery, forcing modification, HAMP, master servicers, mitigation of loss, modification, pretender lender, pretender modifier, sub-servicers, WHISTLEBLOWERS, WORKOUTS
Posted in Corruption, evidence, expert witness, securities fraud, Servicer |

Danielle Kelley, Esq., is a senior litigation partner in GGKW (the law offices of Garfield, Gwaltney, Kelley and White with home offices in Tallahassee and branches in South Florida and Central Florida), now liberated from the administrative duties associated with running a law practice. Focusing her attention on litigating her cases, the results are getting better and better. Her latest…[...]

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Tags: Danielle Kelley, Florida, HAMP, modification of mortgage loan, money trial, paper trial, permanent modification, trial modification
Posted in Corruption, foreclosure mill, Modification, Motions, Pleading, Servicer |

THE MYTH OF FORECLOSURE SINCE 2001: "why would the banks foreclose unless they had to? The banks don't want the homes and they don't want to foreclose. The banks just want to get repaid for a legitimate loan." There is a natural tendency to believe that the bank would not be in the courtroom seeking a foreclosure in the absence…[...]

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Tags: foreclosure defense, foreclosure strategy, foreclosure tactics
Posted in Uncategorized |

Editor's Note: There is something happening here and it is beginning to bother me more and more. A number of people have attempted to file papers in the county recorder's office  in order to preserve their ownership rights to property that is either in foreclosure or has been the subject of a foreclosure sale. As I've stated on these pages…[...]

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Tags: Bratton, Corrupt title records, EQUAL PROTECTION, estoppel, false documents, fraudulent documents, self defense
Posted in Corruption, Eviction |

Nothing could have said it better than these words from the chief law enforcement officer of the state. He said it because he meant it. And he was sort of right in a twisted way. And he was expressing the frustration of all three branches of government together with nearly everyone including the borrowers. The words were "assuming no underlying…[...]

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Posted in Corruption, Eviction, evidence, Modification, Servicer |

Neil F Garfield, July 1, 2013: Modification "experts" are criticizing what they see on this site. It gives them the willies to think that they are participating in a fraud or enabling a fraud when they modify a loan with someone who doesn't own it. So lately they are saying that the articles here have been discredited in court decisions…[...]

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Tags: Bank of America, canceled check, FAct vs theory, GreenTree, modification, settlement, short-sale, standing, wire transfer receipt
Posted in Corruption, Eviction, securities fraud |

Call in and ask questions: https://mail-attachment.googleusercontent.com/attachment/u/0/s/?view=att&th=13f8fedaa7af0881&attid=0.1&disp=attd&realattid=769b2943-c02d-4305-a586-1356d0456696&safe=1&zw&saduie=AG9B_P_DCkgli0FzdgKNROgb7CGn&sadet=1372509323342&sads=1tTrekRDYIBgvYQNSfys6ACI9N8&sadssc=1 http://www.blogtalkradio.com/senkalive/2013/06/30/you-can-write-off-our-homes-but-were-still-here-1 LISTEN: Danielle Kelley is rapidly ascending to the position of one of the leading foreclosure defense attorneys. She is a partner in Garfield, Gwaltney, Kelley and White a law firm based in Tallahassee, the state capital of Florida. The firm is expanding its presence throughout Florida and provides extensive litigation support to attorneys…[...]

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Tags: Danielle Kelley
Posted in Corruption, evidence, foreclosure mill, Servicer |

Major banks [WELLS AND CITI] have reportedly made proposals to the Fed on how to pay for the restructuring of large financial institutions that collapse, with the idea being to avoid the chaos that followed Lehman's bankruptcy. Among the suggestions, the largest financial-services holding companies would maintain combined debt and equity equal to 14% of their risk-weighted assets, which would…[...]

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Tags: Bank of America, bond funds, buyer beware of foreclosure property, Citicorp, currency, falling bond prices, Federal reserve, forged documentation, global banks, J.P. Morgan Chase, liability to insurers, modifications of loans, mortgage bonds, rising yields, treasuries, Wells Fargo
Posted in Corruption, Eviction, securities fraud |