A number of people have been contacting me about the work of people other than my company that produces reports and analysis and expert witnesses and my law firm, Garfield, Gwaltney, Kelley and White based in Tallahassee. My first rule is that I don’t attack or smear anyone who might provide some service that has […]

Tags: appraisers, Expert witnesses, forensic analysts, HUD counselors, investment bankers, lawyers, loan modification programs, mortgage brokers, mortgage originators, real estate brokers, WHISTLEBLOWERS
Posted in Corruption, Eviction |

CLE SEMINAR: SECURITIZATION WORKSHOP FOR ATTORNEYS — REGISTER NOW SEE LIVINGLIES LITIGATION SUPPORT AT LUMINAQ.COM EDITOR’S NOTE: Amazing how our culture has been one of “entitlement.” No I’m not talking about social security, medicare or medicare, or fire departments, police departments or teachers. I’m talking about the fees that mortgage brokers have been paid to […]

Tags: APR, borrower, creditor, disclosure, foreclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, mortgage brokers, predatory lending, rescission, RICO, securitization, TILA audit, yield spread premiums, YSP
Posted in bubble, Corruption, Eviction, securities fraud |

COMBO TITLE AND SECURITIZATION SEARCH, REPORT, ANALYSIS ON LUMINAQ see 10-lies-we-live-by-and-should-stop-believing-if-we-want-this-to-stop NOTABLE QUOTES: “Alan M. White, a law professor at the Valparaiso University School of Law in Indiana, last year matched MERS’s ownership records against those in the public domain. “The results were not encouraging. “Fewer than 30 percent of the mortgages had an accurate […]

Tags: Alan Grayson, Covington & Burling, GRETCHEN MORGENSON, MERS, MICHAEL POWELL, mortgage brokers, no-doc mortgages, Real Estate Market, William Hultman
Posted in bubble, Corruption, Eviction, securities fraud |

And probably people “of the cloth” from all denominations. We are a nation of faith. Jesus angrily drove the money lenders out of the temple. How can we stand by and allow the borrowers to be driven out of their homes? The fact is most of these victims were hunted down like a foxhunt, with […]

Tags: Apostle Garay, bailout, Bank of America, borrower, countrywide, disclosure, Florida, foreclosure defense, foreclosure offense, Jacobson, mortgage brokers, mortgage meltdown, securitization, subprime loans, The Atlantic
Posted in bubble, Corruption, Eviction, securities fraud |

So is there any doubt as to criminality? In Florida, Agency Gave Mortgage Licenses to Thousands of Ex-Cons by Paul Kiel – July 29, 2008 11:08 am EDT Tags: Florida, Housing, Mortgage Fraud, Mortgage Industry, Mortgages, Subprime Mortgages, Subprime Mortgages and Ratings Agencies Scandal As we detailed yesterday, the Justice Department is pursuing a wide […]

Tags: foreclosure defense, mortgage brokers, predatory lending
Posted in Eviction |

WHEN WAS THE LAST TIME YOU HEARD ABOUT A BUNCH OF UNSOPHISTICATED, POORLY EDUCATED, SOMETIMES NON-ENGLISH SPEAKING PEOPLE SCATTERED OVER 50 STATES GETTING TOGETHER TO DEFRAUD THE POWERFUL FINANCIAL INDUSTRY ON WALL STREET? We can all agree that there is enough blame to go around for everyone — from government and the financial industry, down […]

Tags: American values, appraisers, conservatism, foreclosure defense, fraud, Honesty, integrity, Lender Liability, mortgage brokers, real estate brokers, Wall Street
Posted in bubble, Corruption, Eviction |

When was the last time you heard of a crowd of debt-ridden consumers cornering the finance market and playing with the economy at their leisure? THE WALL STREET GENIUSES HAD CREATED THIS MONSTER AND THE ONE ENTITY THAT WAS SUPPOSED TO HAVE THE VANTAGE POINT OF SEEING THE BIG PICTURE AND THE NEED TO REIN […]

Tags: appraisers, asset backed securities, CONSUMERS, Federal reserve, foreclosure defense, GREENSPAN, mortgage brokers, Paulson, REMIC, VICTIMS
Posted in Eviction |

We are still in process of revising our manuscript for publication with all the forms we can think of. Here is a  summary of our findings thus far. Generally we have two types of jurisdictions — the non-judicial sale jurisdictions and the mortgage foreclosure jurisdictions. California, Arizona and Nevada are non-judicial sale jurisdictions as are […]

Tags: attorneys, auditors, bankruptcy, Chapter 13, forcible detailer, foreclosure defense, judicial sale, lenders, mortgage brokers, NON-JUDICIAL SALE, notice to quit, notice to vacate, rescission, Sheriff, TILA audit
Posted in bubble, Corruption, Eviction, securities fraud |

Anyone reading this site will not find it surprising that the number of foreclosures is rising by unprecedented numbers at unprecedented rates. At the same time, the FBI is getting involved claiming mortgage fraud is on the rise at well. Let’s tell it like it is: Until this scam was perpetrated by Wall Street on […]

Tags: borrowers, foreclosures, fraud, lenders, mortgage brokers, underwriting
Posted in bubble, Corruption, Eviction |