If you are seeking legal representation or other services call our South Florida customer service number at 954-495-9867 and for the West coast the number remains 520-405-1688. In Northern Florida and the Panhandle call 850-765-1236. Customer service for the livinglies store with workbooks, services and analysis remains the same at 520-405-1688. The people who answer the phone are NOT attorneys…[...]

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Tags: consent orders, foreclosures, modifications, mortgage bonds, OCC l, OTS, receiver, restitution, settlements, Truth in Lending Act
Posted in Eviction, securities fraud |

WELLS FARGO MAKES HUGE ERROR ADMITTING LACK OF POWER TO BIND CREDITOR TO MODIFICATIONS OR SETTLEMENTS The simple truth is that the banks are not nearly as interested in the property as they are in the foreclosure. It is the foreclosure sale that creates the illusion of a stamp of approval from the state government that the entire securitization scheme…[...]

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Tags: Bank of America, bank of new york, conversion of promissory note to mortgage bond, DEED OF TRUST, enforceability, intermediaries, Mortgage, promissory note, real parties in interest, securitization, U.S. Bank, Wells Fargo
Posted in Corruption, Eviction, securities fraud |

Just a quick note as follow up to my article this morning. Read this qui tam complaint and see how it corroborates the facts and theories presented on this blog. Note the following quote: " these mechanisms of fraud were and are interconnected and directly observed by Relator Mackler, who worked with various BOA executives while at Urban Lending Solutions…[...]

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Tags: Bank of America, HAMP, HARP, MAckler, modification, qui tam complaint, quit tam, TARP, Urban Lending Solutions
Posted in Corruption, Eviction, securities fraud |

IMPORTANT PRACTICE NOTE: The use of the doctrine of estoppel on the facts presented in this article is only a temporary solution. If a representative of the bank told you to stop paying and then declared you in default and foreclose  it is unfair and that is exactly why we have the doctrine of estoppel. However, on these facts, the…[...]

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Tags: agency and principal, competent witness, foreclosure, fraud, Instruction not to pay mortgage payment, modification of mortgage loan, proof of authority to represent, proof of loss, proof of ownership, proof of payment, settlement of disputed claims in mortgage transactions, short sale of real property, Subpoena
Posted in Corruption, Eviction |

see https://livinglies.me/2013/04/29/hawaii-federal-district-court-applies-rules-of-evidence-bonymellon-us-bank-jp-morgan-chase-failed-to-prove-sale-of-note/ "The administrator of the estate of Larry Delassus sued Wells Fargo, Wachovia Bank, First American Corp. and others in Superior Court, for wrongful death, elder abuse, breach of contract and other charges. Delassus died at 62 of heart disease after Wells Fargo mistakenly held him liable for his neighbor's property taxes, doubled his mortgage payments, declared his loan…[...]

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Tags: delassus, foreclosures, fraud in the execution, fraud in the inducement, intermediaries, loan acquisition, loan defaults, loan origination, mistakes in foreclosures, mortgage bonds, mortgage payments, overpayment, property taxes, table funded loans, TILA, Wells Fargo
Posted in Corruption, Eviction, expert witness, securities fraud |

FOR QUALIFIED INVESTORS ONLY: HEDGE FUND TO CALL THE BLUFF OF PRETENDER LENDERS LISTEN TO NEIL GARFIELD INTERVIEW ON PIGGYBANK http://piggybankblog.com/2010/09/09/donations/ see https://livinglies.me/2013/04/29/hawaii-federal-district-court-applies-rules-of-evidence-bonymellon-us-bank-jp-morgan-chase-failed-to-prove-sale-of-note/ If you are seeking legal representation or other services call our South Florida customer service number at 954-495-9867 and for the West coast the number remains 520-405-1688. In Northern Florida and the Panhandle call 850-296-1960. Customer service…[...]

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Tags: hedge fund, money trail, paper trail, proof of loss, proof of ownership, proof of payment, U.S. Bank, Wall Street Banks
Posted in Eviction, evidence, expert witness, securities fraud |

It is encouraging that Obama is the police trying to get the housing and foreclosure situation resolved. But he is starting from a premise that is faulty just as Florida and other states are passing legislation from a similar premise, to wit: that the blame for title corruption, litigation and the court that is clogging the system, and the housing…[...]

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Tags: acquisition, credit bid, debt, foreclosure, loan, Mortgage, note
Posted in Corruption, Eviction, securities fraud |

This quiet title claim against U.S. Bank and BONY (collectively, "Defendants") is based on the assertion that Defendants have no interest in the Plaintiffs' mortgage loan, yet have nonetheless sought to foreclose on the subject property. Currently before the court is Defendants' Motion for Summary Judgment, arguing that Plaintiffs' quiet title claim fails because there is no genuine issue of…[...]

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Tags: admissions, allegations, Amina v Bank of New York Mellon et al Civil No. 11-00714 JMS/BMK, bank of new york, debt, default, evidence, foreclosure, JP Morgan, Mellon, Mortgage, note, PROOF, quiet title, sale of loan, securitized pools, U.S. Bank
Posted in bubble, Corruption, Eviction, securities fraud |

by Danielle Kelley, Esq., Senior Partner, Garfield, Gwaltney, Kelley and White: I moved to dismiss two cases on several grounds - one that the allonge was not "firmly affixed".  This will become an issue as the banks scramble to file pleadings under HB87 that show they have the Note.  The 1st DCA has now admitted there is a lack of…[...]

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Tags: allonge, assignment, Danielle Kelly, endorsement
Posted in Corruption, Eviction, securities fraud |

It might seem to many that the industry is blind to title problems caused by false claims of securitization or even real claims based upon securitization. It might also seem that there is nothing about which you can litigate when it comes to HAMP and HARP modifications. The big seminar promoters are offering a gaggle of of short and long…[...]

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Tags: breach of contract, consideration of modification, deed in lieu of foreclosure, fraud upon the court, HAMP litigation, modification, notice to creditor, SEMINARS, short sales, title defects
Posted in Corruption, Eviction, securities fraud |