Sorry but there are more than 10 Arguing fairness, morality, or hardship instead of focusing on legal standing or evidentiary proof. Misusing procedural defenses Asserting rescission or TILA rescission years after expiration Relying on “sovereign citizen,” UCC redemption, or strawman theories — instantly discredited by courts. Filing motions without evidence, exhibits, or affidavits to support factual claims. Submitting poorly drafted…[...]

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Posted in foreclosure defenses |

We see so many clients come to us after failing in court that we thought it important to share exactly which battles are important to fight in Foreclosure and which ones to skip. After 20+ years of doing this nationwide who better than us to share with you some of the mistakes we see. Which Battles Are Worth Fighting in…[...]

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Tags: foreclosure defense
Posted in evidence, expert witness, Fabrication of documents, foreclosure defenses, legal standing, Pleading |

By Donna Steenkamp, Head of Research/Quiet Title Expert  Living Lies/Defend the Foreclosure Here's how to win your Foreclosure defense case with Quiet Title Actions. Many homeowners are shocked to find that when they fight foreclosure, the court accepts a note with an “in-blank” endorsement (basically, a rubber stamp without a name or date) as proof that the bank owns their…[...]

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Tags: foreclosure defense, foreclosure offense
Posted in Fabrication of documents, foreclosure defenses, legal standing |

Many homeowners ask us, what is foreclosure and how does it affect them? In simple terms, foreclosure is the legal process that allows a lender to take back a home when the homeowner falls behind on mortgage payments. Understanding the Meaning of Foreclosure When people search what does foreclosure mean, they’re often already worried about missed payments or letters from…[...]

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Tags: foreclosure, foreclosure defense, foreclosure offense
Posted in Foreclosure Questions |

The reality of Judicial bias in the courts Judges display a tremendous amount of court bias against homeowners in foreclosure cases. Especially when they are representing themselves. They often trust banks more than homeowners. That doesn’t mean you can’t win. Strategies to Overcome Judicial Bias in the courts - Stick to facts, not emotion.- Demand evidence from opposing counsel, not…[...]

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Tags: foreclosure, foreclosure defense, foreclosure offense, foreclosures
Posted in evidence, expert witness, foreclosure defenses, legal standing, Motions, Pleading |

We've spoken many times about Fraud and how we use evidence of it to win cases against pretend lenders. Our homeowner clients know the importance of fraud claims to show lack of standing and other defenses and now so can you. Read on. (if you want to see redacted drafts of our work using fraud statutes ask to join our…[...]

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Tags: foreclosure, foreclosure defense, fraud
Posted in Corruption, evidence, expert witness, Fabrication of documents, foreclosure defenses, securities fraud |

What every Homeowner Needs to Know Our latest post on getting the home back after foreclosure drew some many questions and emails on the effect of the Statute of Limitations on your post foreclosure rights that we had to follow up here. This is how Fraud affects all of this. One of the most common questions homeowners ask us is…[...]

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Tags: foreclosure defense, fraud, Homeowners Electronic Mortgage Registration System, homeowners in distress
Posted in Corruption, discovery, evidence, Fabrication of documents, foreclosure defenses, legal standing, securities fraud |

Th Myth of 'Game Over' Many homeowners believe once the home is sold, there’s nothing they can do. That’s wrong. Here at Living Lies/Defend the Foreclosure we are supporting multiple cases of Wrongful Foreclosure. Ask to join our private facebook group here to gain access to redacted current Wrongful Foreclosure lawsuits we have drafted. Options You Still Have - File…[...]

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Tags: foreclosure defense, foreclosures
Posted in Eviction, foreclosure defenses |

Why Most Homeowners Feel LostForeclosure is scary and confusing. Most people don’t even know where to start. That’s not your fault—banks and servicers count on this confusion. The First Steps to Take- Get a copy of your mortgage and note.- Request a complete accounting of your loan.- Do not admit default in any court filing DO NOT ADMIT TO ANY…[...]

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Tags: foreclosure defense
Posted in foreclosure defenses |

A powerful post judgement remedy This is a post about another one of our wins. Sometimes our wins are only part of the steps along the way to an ultimate victory but we still share them with our readers because they are still very important. This win is a victory over Wells Fargo Bank in a wrongful foreclosure case that…[...]

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Posted in Corruption |