FW: ACTION ALERT: A few moments of your time to help educate the Multi state AG panel of 50 AGs investigating foreclosure "practices".‏ charles@ba​yliving.com Homeowners War    charles@bayliving.com Homeowners War charles@bayliving.com Send email Find email View details To Charles Cox From: Charles Cox (charles@bayliving.com) Sent: Wed 11/03/10 8:09 AM To: Charles Cox (charles@bayliving.com)   From: Lisa E. [mailto:lisabep@gmail.com] Sent: Tuesday,…[...]

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COMBO Title and Securitization Search, Report, Documents, Analysis & Commentary “Until recently, foreclosure defense would have been considered the lowest of the low — below the divorce guys, below ambulance chasers,” said Mr. Oppenheim, who practices in Weston, Fla. “The idea was inconceivable that you might have legitimate defenses when your client did not pay the bank that had lent…[...]

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EDITOR'S NOTE: This decision is buried in the flurry of articles regarding the liability of investment banks for fraud in connection with upstream or downstream activity. This decision stands for the proposition that Goodman had sufficient knowledge to know or it SHOULD have known that there was fraud in the activities that were subject of the lawsuit. The position is…[...]

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COMBO Title and Securitization Search, Report, Documents, Analysis & Commentary EDITOR'S NOTE: In a few of my recent articles I referenced the great paperwork crisis that brought down several large brokerage firms in the late 1960's. The article below gives more details and comparisons with the current situation. I agree with everything he is saying except that there exists a…[...]

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"Let us deal with the "borrower fraud" argument first because it is the area containing the most erroneous assumptions. There was fraud at every step in the home finance food chain: the appraisers were paid to overvalue real estate; mortgage brokers were paid to induce borrowers to accept loan terms they could not possibly afford; loan applications overstated the borrowers'…[...]

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Lender Processing Services Has a Very Bad Day: Federal Bankruptcy Trustee Joins Litigation Against LPS on Behalf of All Chapter 13 Trustees in the US Lender Processing Services, which provides “technology” services to servicers and foreclosure mills, is under an escalating legal assault. Although media attention has focused on its role as a generator of fabricated documents for servicers and…[...]

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2010/11/08 at 9:17 am MERS LEGAL SERVICE ADDRESS http://www.scribd.com/doc/41564028/Mortgage-Electronic-Registration-System-Inc-Mers-Address-for-Legal-Process-Serving MERS AS A THIRD PARTY SUBPOENA OF RECORDS IN BK. USEFUL TOOL. THEY WILL NOT PRODUCE ANYTHING IN STATE COURT. FEDERAL IS DIFFERENT. http://www.scribd.com/doc/41562775/MORTGAGE-ELECTRONIC-REGISTRATION-SYSTEMS-INC-THIRD-PARTY-SUPONEA-Mers-Suponea-11-8-10-Final[...]

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Chains for Fools: In the course of analysis of documents in the context of securitization, it is apparent that the level of complexity is interfering with the presentations in court. The following is an excerpt from one of my analyses that I hope will illuminate both the hair-splitting legal arguments and the realities of the courtroom. The first thing I…[...]

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see full-deposition-transcript-of-hollan-fintel-former-florida-default-law-group-attorney Categorized | STOP FORECLOSURE FRAUD FULL DEPOSITION TRANSCRIPT OF HOLLAN FINTEL FORMER FLORIDA DEFAULT LAW GROUP ATTORNEY Posted on04 November 2010. Tags: AS TRUSTEE FOR WFALT2007-PA03, attorney in fact, CHRISTOPHER T. IMMEL, CULVER "SKIP" SMITH, deposition, ESQUIRE, ESQUIRE Culver Smith III, florida, florida default law group, foreclosure fraud, former employee, Hollan Fintel, HSBC BANK USA, ice legal, III,…[...]

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EDITOR'S COMMENT:  Perhaps 4% are valid foreclosures on valid mortgages. The rest is simply a process of sucking on the taxpayer's will and other things, stealing from what had been the middle class and government policy of maintaining a patently illegal process with disastrous economic and legal results that will take decades to fix. LPS: Over 4.3 million loans 90+…[...]

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