Readers of Livinglies: Firstly, might I say we were as shocked as anyone to learn of Judge Spinner’s ruling, so eloquently documented in his Jeffersonian-writing style. We appreciate the notes and calls of support, but we are ordinary people whose only wish is to return to a normal life. As the court records indicate, we did act in good faith…[...]

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Tags: disclosure, Eviction, foreclosure defense, foreclosure offense, fraud, mortgage meltdown, predatory lending, securitization, trustee
Posted in bubble, Corruption, Eviction, securities fraud |

WHY WE ARE PLANNING 2-3 DAY BOOT-CAMPS AND MANUALS FOR LAWYERS, BOOT-CAMPS FOR FORENSIC ANALYSTS, AND BOOT-CAMPS FOR LAYMEN. IT'S JUST NOT AS SIMPLE AS YOU MAY WANT IT TO BE. NOT EVERYTHING ENDS WELL. THE BATTLE IS ON. THIS JUDGE SAID THE ASSIGNMENT DOESN'T NEED TO BE RECORDED TO PROVE OWNERSHIP. HE'S TECHNICALLY RIGHT, BUT HIS CONCLUSION WAS WRONG.…[...]

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Tags: advanced money, authority, discovery, DVL, enforcement of mortgage, enforcement of note, enforcement of obligation, fairness, Fitzgerald, Florida, investors, legal maneuvering, ownership, pretender lender, QWR, recording in Florida, RESPA, satisfaction of mortgage, securitization chain, TILA, true lender
Posted in bubble, Corruption, Eviction, securities fraud |

NOW AVAILABLE ON KINDLE/AMAZON! So you have decided to challenge your servicer as to whether they really have the right to collect anything from you and whether they have been turning over payments to the "proper party" (the real lender) and whether they have any information regarding the securitization of your loan, and an accounting for ALL money exchanged or…[...]

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Tags: attorney, experts, fees, LAWYER, legal representations, pretender lender, servicer
Posted in bubble, Corruption, Eviction, securities fraud |

NOW AVAILABLE ON KINDLE/AMAZON! BRAD AND I WANT TO WISH ALL OUR READERS A HAPPY THANKSGIVING NO MATTER WHAT ELSE IS GOING ON IN THEIR LIVES. TAKE THE TIME TO APPRECIATE WHAT YOU HAVE, HUG YOUR LOVED ONES, CONSIDER THOSE IN THIS WORLD AND COUNTRY WHOSE CIRCUMSTANCES MAY BE WORSE THAN YOURS AND COUNT YOUR  BLESSINGS THEN AFTER THE FEAST, WHY NOT SIT DOWN WITH PEN AND…[...]

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Posted in bubble, Corruption, Eviction, securities fraud |

You will find similar provisions in virtually every state and without much variation. It is no exaggeration to say that the "enforcement" of invalid mortgages and notes are acts of fraud. By this time there is no possibility of claiming ignorance on the part of anyone who is not in a coma and who is involved in the representation of…[...]

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Tags: borrower, disclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, Mortgage, predatory lending, securitization, trustee
Posted in bubble, Corruption, Eviction, securities fraud |

This is what Mr. Robert E. Bostrom, Executive Vice President, General Counsel & Corporate Secretary of Freddie Mac had to say to the Supreme Court Task Force on Foreclosures. "Recommendation regarding verification of “ownership” of the mortgage" “The Task Force has recommended a requirement for a plaintiff in a foreclosure action to verify that it owns and holds the note. Typically, the…[...]

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Tags: bankruptcy, borrower, disclosure, foreclosure defense, foreclosure offense, fraud, MERS, mortgage meltdown, securitization, trustee
Posted in bubble, Corruption, Eviction, securities fraud |

now available on kindle/amazon! Bank and Regulators neglect-and-inaction-7-10-09-final IndyMAc Bank FSB. v Yano-Horosky Nevada Law Practical RP Issues VIDEO: Preparing for Hyper Inflation People (including lawyers cross-examining me as an expert witness) ask "How do you know that?" Or sometimes they will ask "How do you know you're right?" My answer is that it's not just me, there has been…[...]

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Tags: amazon, banks, demand deposit accounts, depository, extinguishment of obligation, invalidation of mortgages, invalidation of notes, kindle, mortgage meltdown, regulators, securitization, speculation, Wall Street
Posted in bubble, Corruption, Eviction, securities fraud |

“The note is often produced at some point in the litigation, but the real problem is, how did they get it? When did they get it? And did the transfer of ownership comport with federal and Florida law for the transfer of such negotiable instruments?” In cases that are dismissed based on these arguments, foreclosure defense attorneys said lenders aren’t…[...]

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Tags: April Charney, default, Florida, foreclosure defense, foreclosure offense, Jacksonville Business Journal, Jose Semedey, Kimberly Morrison, negotiable instrument, pretender lender, produce the note, quiet title, real lender, securitization, transfer of ownership
Posted in bubble, Corruption, Eviction, securities fraud |

NOW AVAILABLE ON KINDLE/AMAZON! SEE calhoun_testimony LITANY of MORTGAGE LENDING ABUSES AND OTHER BANK ABUSES Admitted by Responsible Lending Association Isn't it interesting, frustrating, maddening that not only did Wall Street do it to 20 million homeowners in one form or another, they did it to the Federal Government too, which means they spread their pillage to all the taxpayers,…[...]

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Tags: Brazil and China, Concord Coalition, Edmund Andrews, Fed, Glass Steagel, Goldman Sachs, It Takes a Pillage, Michael Calhoun, Nomi Prins, Ny Times, Pimco Group, Responsible Lending, Robert Bixby, teaser rates, William H Gross
Posted in bubble, Corruption, Eviction, securities fraud |

NOW AVAILABLE ON KINDLE/AMAZON Gretchen Gets It. The entire article is worth reading and even studying. If you get what she is saying, you can understand just how false this Waltz has been. “The very design of the federal assistance to A.I.G. was that tens of billions of dollars of government money was funneled inexorably and directly to A.I.G.’s counterparties.”…[...]

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Tags: A.I.G., AIG, American International Group, Barofsky, congress, counterparties, Federal reserve Bank of New York, Federal reserve Baord, Geithner, Goldman Sachs, Merrill Lynch, Societe Generale, TARP, Tavakoli, Troubled Asset Relief Program, Viniar
Posted in bubble, Eviction |