The lenders are out in force trying to get you to sign something new. Most of the offers accomplish only two things: (1) ratification of a loan that was unenforceable and (2) a virtual guarntee that you will end up with worse problem than when you started in as little as 3 months; QUESTION: I have been working with Wachovia,…[...]

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Tags: borrowers, disclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, mortgage modification, predatory lending, rescission, RESPA, RICO, securitization, TILA, TILA audit
Posted in bubble, Eviction, securities fraud |

CLEARINGHOUSE: A company or government sponsored entity that either takes physical possession of transactional documents and records them on its own books. An accepted clearinghouse's records is used as business records to prove ownership of a particular security or other transactional document. Cede and Company and others are the clearinghouse for quadrillions of dollars of transactions. It is unclear and…[...]

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Tags: borrower, Chapter 13, foreclosure defense, foreclosure offense, fraud, lawyers, Lender Liability, lost note, Mortgage, predatory lending, rescission, RESPA, securitization, TILA, trustee
Posted in bubble, Corruption, Eviction, securities fraud |

A CEDE & CO partnered company. Depository Trust & Clearing Corporation DTC From Wikipedia, the free encyclopedia Jump to: navigation, search Depository Trust & Clearing Corporation Type Private Genre Holding company Founded DTCC (1999) - holding company for DTC (1973) and NSCC (1976) Headquarters New York City, U.S. No. of locations 4 Key people Don F. Donahue Chairman, CEO William…[...]

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Tags: Eviction, foreclosure defense, foreclosure offense, fraud, lawyers, Lender Liability, lost note, predatory lending, rescission, RICO, securitization, trustee
Posted in bubble, Corruption, Eviction, securities fraud |

Good comment from reader. I would add though that merely having a copy of the note is insufficient for many reasons. Merely having an allonge is insufficient if it was not attached to the note at the time of execution and if it did not stay attached from that time forrward. Merely having an original of the note creates a…[...]

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Posted in bubble, Corruption, Eviction, securities fraud |

From Ny In re: (i) the Trustee shall be under no obligation to exercise any of the trusts, rights or powers vested in it by this Agreement or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order or direction of any of the Certificateholders, pursuant to this Agreement, unless such Certificateholders shall have…[...]

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Tags: countrywide, Eviction, foreclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, Mortgage, trustee
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PLEASE SUPPORT THIS SITE !!! donation-form-1108 Florida Bar Approves Garfield Continuum for 9.5 CLE Credits Lawyers Workshop Registration Form - November 2, 2009 Homeowners Workshop Registration Form - November 1, 2009 What Lawyers Are Saying About Neil Garfield\'s Seminars covered-in-the-garfield-continuum-workshops-you-can-look-this-stuff-up-in-wikopedia REQUIRED READING: appraisal-fraud-and-industry-standards-described-in-2003-official-white-paper-red-flags-described-in-detail-with-excellent-diagrams-explanations-and-descriptions-of-best-practices Work and Play in Sunny Clearwater Beach FL How to Save $$ while attending Garfield Event(s) Clearwater Beach FL November 1-2, 2009 *…[...]

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Tags: bailout, borrower, Chapter 13, disclosure, Eviction, Federal reserve, foreclosure, foreclosure defense, foreclosure offense, fraud, housing, lawyers, lender, Lender Liability, lost note, Mortgage, predatory lending, quiet title, rescission, RESPA, RICO, securitization, TILA, TILA audit, trustee
Posted in bubble, Corruption, Eviction, securities fraud |

Submitted on 2008/12/14 at 7:46pm Community leaders in Pacoima and other northeast San Fernando Valley areas have organized more than 500 Latino immigrant families to negotiate with banks as a group rather than individually. By Jessica Garrison L. A. Times December 8, 2008 Shortly after Father John Lasseigne took over last summer as head of Mary Immaculate Church of Pacoima,…[...]

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Tags: bailout, borrower, Eviction, foreclosure, foreclosure defense, foreclosure offense, fraud, housing, lawyers, Mortgage, rescission
Posted in bubble, Corruption, Eviction, securities fraud |

Submitted on 2008/12/14 at 8:37pm by Philip Elliott | The Associated Press Saturday December 13, 2008, 3:54 PM CHICAGO — Promising a prominent role for his housing department, President-elect Barack Obama on Saturday named a Harvard-educated architect to lead an agency dealing with the mortgage mess that dragged the country into a recession. Former Clinton aide: New York Housing Preservation…[...]

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Tags: borrower, credit, disclosure, Eviction, foreclosure, housing, lawyers, Lender Liability, Mortgage
Posted in bubble, Corruption, Eviction, securities fraud |

It was only a matter of time. This is probably the tip of the iceberg. index.htm "Autonomy ZANTAZ is renowned for its blue chip customer base including diverse and global corporations ranging across industry sectors and geographies, including banking, insurance, pharmaceutical, medical products, biotech, healthcare, entertainment, energy, law firms and litigation services. Furthermore, US and European government agencies have entrusted…[...]

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Tags: disclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, lost note, Mortgage, predatory lending, rescission, RESPA, RICO, securitization, TILA audit, Wells Fargo
Posted in bubble, Corruption, Eviction, securities fraud |

DECEMBER 12, 2008 Editor's Note: They would have us believe that this was an exception to the rule. It wasn't. In fact this WAS the rule. The reasons why Wall Street was awash in money were (a) they were successfully selling unregulated securities under false pretenses and false ratings and (b) they pressured guys like Gordon to change the borrower…[...]

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Tags: borrower, credit crisis, disclosure, Eviction, foreclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, Mortgage, rescission, RESPA, RICO, securitization, TILA audit
Posted in bubble, Corruption, Eviction, securities fraud |