For those frustrated with the process of automated attendants and talking with people who have a screen in front of them with a script written for them (and where they will be fired if they don't use it), we offer the following: To get to a live operator Push zero repeatedly or say "operator" or "agent" Stay on the line…[...]

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This ought to help you. It is a lot of reading but it has a lot of meat in it. bear-stearns-story  [...]

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events-coming-up-for-garfield-continuum-and-garfield-handbooks New comment on your post #214 "Glossary: Mortgage Meltdown and Foreclosure" Comment: A question on TILA and Non-judicial Foreclosure for anyone who knows the answer; Does a rescission letter that is timely and certifiably mailed to all appropriate parties (lender, assignee, servicer, trustee) prevent/nullify a pending non-judicial foreclosure sale? Would appreciate any information that may help find that answer.…[...]

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IF YOU ARE TAKING YOUR LENDER BANK TO COURT OR VICA VERSA, HERE IS MORE FUEL TO THROW ON THE FIRE --- THEY EVEN LIED TO OTHER BANKS --- INTENTIONALLY SO THEY WOULDN'T APPEAR DESPERATE FOR MONEY.  The Mysteries of Libor And Other Revelations...   THERE CAN BE NO DOUBT THAT THE FINANCIAL SYSTEM IS BASED 100% ON TRUST AND…[...]

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IT ALL COMES DOWN TO THIS: LENDERS DIDN'T CARE ABOUT THE QUALITY OF THE LOAN OR THE IMPACT ON BORROWERS OR INVESTORS (INCLUDING THEIR OWN SHAREHOLDERS). THEY WERE PREPARED TO FALSIFY ANYTHING AND USE ANY MISREPRESENTATION OR PRESSURE TACTIC THEY COULD TO GET THE LOAN SOLD AND THE BORROWER TO SIGN. THEY PRETENDED THEY HAD NO RISK BECAUSE THEY INTENDED…[...]

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If ANYTHING demonstrates the disgrace of our financial institutions, it is certainly this: Foreclosures in Military Towns Surge at Four Times U.S. Rate  By Kathleen M. Howley May 27 (Bloomberg) -- U.S. Air Force Technical Sergeant Jeffrey VerSteegh, who repairs F-16 jets for the 132nd Fighter Wing, departed Des Moines, Iowa, in April for his third tour in Iraq. The father of four…[...]

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There are plenty of people in the mortgage meltdown crisis, just like in a natural catastrophe who completely lack conscience or morality and who will tell you want you want to hear. Check it out, get references and if you are not sure of them, skip the "opportunity." Real Estate Foreclosure Scams Lurking In Your Neighborhood Matt Woolsey 05.23.08, 4:00 PM…[...]

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  Privatization: Selling Out America GAO Report Details Many Abuses of Government Trust See report on how to privatize (outsource) government functions at  http://www.access.gpo.gov/cgi-bin/getdoc.cgi?dbname=gao&docid=f:gg97048.txt   Many of my readers have been asking about PRIVATE TAXATION: Private “taxation” is the charging of fees by a private entity for public services that have historically been provided by government. The reason they were…[...]

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While you might be thinking it couldn't happen to better people, bank failures are not good for you or anyone else in the economy, as a general rule. But, on the other hand, it is quite possible that in the crush of failures expected in 2008-2011, that loan you have on your house, car, boat or anything else might fall…[...]

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New comment on your post #168 "Foreclosure Defense: Cash for Keys Offer and TILA Defenses" Comment:  Can a mortgage be voided or canceled if the contracts, promissory note, deed of trust, TILA and RESPA disclosures and remedies were not produced in the native language of the purchaser or owner, e.g. Spanish? vvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvv Part of the pernicious scheme hatched on Wall…[...]

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