For general instructions on filing an answer, see this link. Remember that an answer is not the same as an affirmative defense and an affirmative defense is not the same as a counterclaim. In most cases for foreclosure and even bankruptcy you should be prepared to file an answer, affirmative defenses, and counterclaim, in state court proceedings, and an adversary…[...]

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Tags: affirmative defenses, answer to complaint, counterclaim, foreclosure defense, mortgage meltdown
Posted in bubble, Corruption, Eviction, securities fraud |

Good comment, which I edited slightly for readability:   Hey Jose, run your case by the trustee who more than likely will not do a thing;  request for leave to file the case in C Court, not to worry about the lender,  he will remove to Fed Court.  Lost Note, fight it long, hard and strong! They must produce the…[...]

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Tags: bankruptcy, foreclosure defense, judge, procedure, trustee
Posted in bubble, Eviction |

EXPLAINING MORTGAGE MELTDOWN, IRAQ AND INEQUALITY OF WEALTH AND OPPORTUNITY The truth we don't want to hear is the same truth we shout down as unpatriotic. It is the essence of patriotism and good journalism to speak the truth and to back it up with solid facts that are congruent with the reality we experience in our daily lives. This…[...]

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Tags: INCOME INEQUALITY, mortgage meltdown, TRUTH, WEALTH
Posted in bubble, Corruption, Eviction, securities fraud |

"If you don't read the newspaper you are uninformed, if you do read the newspaper you are misinformed." Mark Twain Pitfalls and advice for consumers and homeowners: Don't believe what you read in the newspapers or hear on TV. Reporters are just as lazy as lawyers and everyone else. They don't know much about economics, they know less about foreclosure…[...]

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Tags: adversary proceeding, audit, borrowers, contingent liability, foreclosure, homeowners, lender authority, lenders, Mark Twain, quiet title, TILA
Posted in bubble, Corruption, Eviction, securities fraud |

  Top Posts for 30 days ending 2008-05-17 (Summarized) Summarize: 7 Days 30 Days Quarter Year All Time 2008-04-17 to Today Title --- Views Can You Contest Your Foreclosure? 193   Foreclosure Defense: Opposing Motion for 187   FORECLOSURE DEFENSE: EMERGENCY PLEADING 178   Mortgage Meltdown: Foreclosure Option -- 165   Clinton Scheme Blows Up: Barbara Reynold 151   Mortgage…[...]

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Posted in Uncategorized |

CONVERSION FROM INDEX TO REALITY Obama’s call for “TRUTH” is a simplified statement that calls into question the manner in which information is collected, the way it is presented and the manner in which it is disseminated to the public.  Underlying this simple call for integrity is his assessment that information flow is fundamentally flawed and that a much needed…[...]

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Tags: capital, index, information, labor, Obama, Rothbard, slave, Von Mises
Posted in bubble, Corruption, Eviction, securities fraud |

§ 226.15  Right of rescission.    (a)  Consumer's right to rescind.  (1)(i) Except as provided in paragraph (a)(1)(ii) of this section, in a credit plan in which a security interest is or will be retained or acquired in a consumer's principal dwelling, each consumer whose ownership interest is or will be subject to the security interest shall have the right to rescind: each credit extension…[...]

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Tags: borrower, creditor, foreclosure defense, foreclosure offense, Reg Z, rescission, Truth in Lending Claims
Posted in bubble, Corruption, Eviction, securities fraud |

BEWARE OF SCAMS   As though it isn't bad enough, we are receiving increasing numbers of reports of scams, mistakes and just plain stupidity on the part of lenders, investors who own mortgage-backed securities etc. Like the woman who just told she is in foreclosure by Wells Fargo on a house she never closed title on. Or the "mortgage workout"…[...]

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Tags: CINCINATTI, foreclosure defense, fraud, LOAN ERRORS, RESPA, scams, TILA, Wells Fargo
Posted in bubble, Eviction |

That confidence in the U.S. dollar is at an all-time low is no surprise. But when countries start propping up currencies that are barely on the radar, you know that central bankers are thinking that the U.S. government is not doing enough to shore up the fundamentals of its economy. This translates to a lack of confidence that the dollar…[...]

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Tags: amnesty, ARIZONA, Bank of Japan, borrowers, Central Bank of Iceland, euro, European Central Bank, Florida, foreclosure defense, foreclosure rules, krona, ledners, Nevada
Posted in bubble, Corruption, Eviction, securities fraud |

In this study, the authors provide an exhaustive and invaluable aid, with plenty of charts and explanations of the mortgage meltdown, sub-prime and general credit crisis. This is MUST reading for anyone who is filing securities actions and foreclosure defense. With this paper, you can understand who the players are and what they were doing. This paper is thus far…[...]

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Tags: 10b-5 claims, disclosure, foreclosure claims, foreclosure defense, Harvard, mortgage meltdown, sub-prime, TILA
Posted in bubble, Corruption, Eviction, securities fraud |