Exemption Express Website Unveiled By Jill Michaux, Kansas Bankruptcy Attorney on May 23, 2008 in Bankruptcy Legislation,Bankruptcy Practice and Procedure, Benefits of Bankruptcy, General Bankruptcy Information,Kansas, Protecting Assets In Bankruptcy Lawyer John R. Bates of New Philadelphia, Ohio, has published a new website,ExemptionsExpress.Com, which is a phenominal resource for consumer bankruptcy attorneys. He has spent hours and hours compiling the exemption laws for all 50 states.…[...]

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Tags: bankruptcy petition, EXEMPTIONS, foreclosure defense
Posted in Eviction |

Strategic Comment: There are two ways for you stop foreclosure, sale and eviction dead in its tracks. One is to file bankruptcy under Chapter 13 which is an opportunity for debtors to reorganize their payments to creditors. An automatic stay goes into effect immediately upon filing with the Bankruptcy Court. Creditors who say or do anything in furtherance of collecting…[...]

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Tags: automatic stay, bankruptcy, chain of title, Chapter 13, foreclosure defense, TILA action, TILA audit
Posted in bubble, Eviction, securities fraud |

We are still in process of revising our manuscript for publication with all the forms we can think of. Here is a  summary of our findings thus far. Generally we have two types of jurisdictions --- the non-judicial sale jurisdictions and the mortgage foreclosure jurisdictions. California, Arizona and Nevada are non-judicial sale jurisdictions as are many others. Florida is a…[...]

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Tags: attorneys, auditors, bankruptcy, Chapter 13, forcible detailer, foreclosure defense, judicial sale, lenders, mortgage brokers, NON-JUDICIAL SALE, notice to quit, notice to vacate, rescission, Sheriff, TILA audit
Posted in bubble, Corruption, Eviction, securities fraud |

Take a look at the article (link below) which highlights the essential issues. It's a bit choppy in reading but it makes the points you should consider as you plan your strategy for dealing with life over the next 10 years. Despite assurances from the administration and those on Wall Street who are trying to bolster confidence in U.S. financial…[...]

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Tags: Barclays, countrywide, foreclosure defense, Moody, negative amortization, predatory lending, TILA audits, Vacate foreclosure judgment, Wall Street, Wells Fargo
Posted in bubble, Corruption, Eviction, securities fraud |

We have attempted to provide assistance here to attorneys and to people without attorneys. A good friend and colleague submitted the following piece which is well worth reading. In reading through the many mortgage "horror stories" which I have seen both on your blog and elsewhere, it is understandable that homeowners who are being sued for foreclosure are frustrated with…[...]

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Tags: arbitrator, Barnes, courts, foreclosure defense, judges, Mediator
Posted in Eviction |

We have received several urgent/emergency requests from people who are so far along in the process of this mortgage meltdown, that they feel hopeless and helpless. We can't give you a magic bullet, but things are not quite as bad as they seem. As for stopping the eviction ---- Yes, it is POSSIBLE: It depends upon whether you get a…[...]

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Tags: bankruptcy, Chapter 13, EMERGENCY TEMPORARY INJUNCTION, Eviction, foreclosure defense, fraud, servicing rights, TILA audit
Posted in bubble, Corruption, Eviction, securities fraud |

most vendors are looking for money up front that will make them rich while you go down the tubes More and more "professionals" are coming out of the woodwork to "help" with your mortgage. Whether you are in default, foreclosure, in the midst of sale or eviction, or just sitting with a mortgage where the note is worth more than…[...]

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Tags: borrowers, collection agencies, credit, foreclosure defense, lawyers, lenders, TILA audit
Posted in bubble, securities fraud |

Despite all efforts to conceal the pernicious effects of inflation and the rising tide of credit warning signals, it is now crystal clear that the underlying inflation rate in the United States is over 15% while the dollar declines in value at about the same rate. This double whammy is showing up in our pocketbooks, the gas pumps, the grocery…[...]

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Tags: borrowers, credit, damages, derivatives, housing, inflation, lenders, mortgage meltdown, refunds, TILA
Posted in bubble, Corruption, Eviction, securities fraud |

Here are some headlines that are grabbing the attention of mortgage lenders. As you can see they have good reason to be scared. It may not look like it and they might not act like it, but you have the upper hand now on your mortgage whether it is in default, foreclosure, sale, eviction or not. There are claims to…[...]

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Tags: countrywide, foreclosure defense, foreclosure litigation, foreclosure offense, JP Morgan Chase, Wells Fargo
Posted in bubble, Eviction |

From a reader: I was running errands with my Mother the other day when she told me the amount My Father and her paid for their first house, in Seattle, the year I was born-1976. It was $15,000. I waned to throw up. I know inflation happens and I don’t expect things to remain at the lows they were back…[...]

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Tags: bankruptcy, Eviction, foreclosure, foreclosure defense, Mortgage
Posted in bubble, Corruption, Eviction, securities fraud |