see https://www.law360.com/banking/articles/1379222/ex-occ-head-defends-true-lender-rule-as-dems-eye-repeal?nl_pk=174037a3-be4b-4c3d-91af-6410a938b802&utm_source=newsletter&utm_medium=email&utm_campaign=banking   This is a lot like 2008. But then the banks threatened to pull the plug on all trading platforms for bonds and other securities. They managed to convince a large number of decision-makers in the nation's capital and in State capitals around the country that if securitization "infrastructures" were compromised, the entire financial system would collapse thus…[...]

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The bottom line is get over it! And stop thinking that because you think you must have done something wrong you should lose your house. If you do that you're only pretending you know what is happening and that you're familiar with intricate highly sophisticated financial "innovation" on Wall Street. You are pretending to know the law. And you are…[...]

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Investigation reveals that most of the documents are prepared, executed, notarized and recorded without human hands. Electronic Discovery is a fairly new practice area in trial law. I recommend that attorneys in particular pay careful attention to new developments in E-discovery. Although you can ask for a print outs or copies of documents that are held, this will only produce…[...]

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THIS IS ABOUT MONEY, NOT DOCUMENTS When a homeowner starts asking questions about the existence, ownership and authority over their debt, note or mortgage, they will at best be misled and probably be the recipient of bald-faced lies. A typical exchange results in the receipt of a letter that is unsigned, with no human name stated, and no title.  *…[...]

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Thursdays LIVE! Click into the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays Most people give no thought to the elaborate scheme in which documents are created exclusively for use in civil court actions. The fact that such a statement is true is reason enough to exclude such evidence, but the failure…[...]

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If the investment banks are stopped at some point, they will scream because someone took their favorite toy away --- not because they lost any money. Quite the contrary --- with the trillions they have stashed all over the world it will be decades before they ever run out of cash. JPMorgan, Four Whistleblowers Resolve Foreclosure Fraud Suit The article…[...]

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There is probably much more than just a break in the chain of title. In all probability, the underlying obligation that presumably supports the claimed debt, note and mortgage, was extinguished. If there is no debt then there can be no transfer of the debt --- even if someone signs a document that says otherwise. * The law says that…[...]

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A Controversial Disbarment in Hawaii Attorney Gary Dubin, age 83, was recently disbarred by the Hawaii Supreme Court. To some, it looked like a routine bar discipline matter. To others—including myself—it appears to be the product of investment bank influence and a flawed disciplinary process that fails to protect due process. Dubin has practiced for decades without a blemish on…[...]

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Posted in Corruption, evidence, foreclosure defenses, Uncategorized |

Long before the term "robosigning" was coined I had come to the conclusion that investment banks on Wall Street were (a) not the owners of loans and (b) were faking the transfer of loans. I later came to the conclusion that the loans were nonexistent either at origination or later upon "acquisition." the "acquired" loans were inf act paid off…[...]

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Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays Somewhere between questioning everything and questioning nothing lies the law. The law consists of duties, rights, and obligations of everyone plus a process of determining if there was a breach, whether it mattered and what to do about…[...]

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