“The Bottom Line is that if the REMIC transactions were real, they would have been named on the note and mortgage. The fact that they never were named or disclosed demonstrates clearly that something else was going on besides funding mortgages with REMIC money from investors. Nobody would loan money without putting their name as […]

Tags: Bank of America, Bony/Mellon, consideration, countrywide, due process, funding, Quicken, RECONSTRUST, REMIC, subsitution of trustee, Substitution of Trustee, trustee
Posted in bubble, Corruption, Eviction, securities fraud |

Has Obama Awakened? Appraisal Fraud Alleged by this Blog is found to be Centerpiece of this Action Editor’s Note: The FDIC claims it studied a rough sampling of the securitized loans and alleges more than 60% of the loans packed into each deal contain material untrue or misleading statements. In a resounding acceptance of the […]

Tags: Ally Securities, Bank of America, Countrywide Securities, DEUTSCHE BANK, Deutsche Bank Securities, FDIC, Goldman Sachs, JPMorgan Securities, Merrill Lynch, RBS Securities and WaMu Asset Acceptance Corp
Posted in Eviction |

Featured Products and Services by The Garfield Firm NEW! 1/2 Day CLE Workshop for Paralegals and Lawyers with Neil Garfield: Building a case book for each client that saves time rather than takes time. NEW! 2nd Edition Paralegal-Attorney Workbook,Treatise & Practice Manual ——–>SEE TABLE OF CONTENTS: WHOSE LIEN IS IT ANYWAY TOC LivingLies Membership – […]

Tags: Anne Simpson, Baltimore, Bank of America, Bank of England, Banks' Manipulation, Barclays, California Public Employees Retirement System, Charles Schwab, Chicago Mercantile Exchange, Darrell Duffie, DEUTSCHE BANK, George Maragos, George Nilson, JP Morgan Chase, LA, Lehman Brothers, Libor, Lie More, local governments, London Interbank Offered Rate, Manhattan federal court, Massachusetts, Nassau County on Long Island, Nathaniel Popper, Nomura Equity Research, Peter Shapiro, Schwab Total Bond Market Fund, Stanford, Swap Financial Group, University of California, University of Minnesota
Posted in bubble, Corruption, Eviction, securities fraud |

Featured Products and Services by The Garfield Firm NEW! 1/2 Day CLE Workshop for Paralegals and Lawyers with Neil Garfield: Building a case book for each client that saves time rather than takes time. NEW! 2nd Edition Paralegal-Attorney Workbook,Treatise & Practice Manual ——–>SEE TABLE OF CONTENTS: WHOSE LIEN IS IT ANYWAY TOC LivingLies Membership – […]

Tags: Ally Financial, appraiser, BAC, Bank of America, Brian Donnelly, case-Schiller index, Citigroup, eminent domain, False Claims Act, Federal Housing Administration, FHA, Fortune 500, Gregory Mackler, HAMP, J.P. Morgan Chase, James O'Toole, JPM, Kyle Lagow, Robert Harris, Schiller, Shayne Stevenson, Szymoniak, Victor Bibby, Wells Fargo, WFC, Whisleblower
Posted in bubble, Corruption, Eviction, securities fraud |

Featured Products and Services by The Garfield Firm NEW! 1/2 Day CLE Workshop with Neil Garfield: Getting Started on Foreclosure Defense NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual ——–>SEE TABLE OF CONTENTS: WHOSE LIEN IS IT ANYWAY TOC LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Editor’s […]

Tags: 14.5 million, BAC.N, Bank of America, Chase, Citi, countrywide, Gregory Mackler, Gross Domestic Product, Hagens Berman law firm, HAMP, inflated appraisals, Kyle Lagow, mortgage fraud, mortgage litigation, New York, Rick Rothacker, Shayne Stevenson, Titans of Wall Street, trading profits, U.S. False Claims Act, Urban Lending Solutions, US Justice Department, Wells Fargo, Whistle-Blower, whistleblower
Posted in Uncategorized |

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Editor’s Comment and Analysis: There is only one way this isn’t an outright bribe that should land the senator in jail — and that […]

Tags: Angelo Mozilo, bailout, Bank of America, banks, Bribery, CEOs, Chicago Mercantile Exchange, child labor laws, Chris Dodd, Chuck Schumer, congress, countrywide, deregulation, Ed McMahon, Ernest Hemingway, executive branch, F. Scott Fitzgerald, foreclosure, France, fraud, Friends of Angelo, Greece, home loans, investors, Ireland, Italy, Jamie Dimon, John Courson, JP Morgan Chase, judicial branch, Lee/Schumer, luxury homeowners, Mary Colum, MBA, MERS, Middle Class, Mike Lee, modification, Mortgage, Mortgage Bankers Association, mortgage loan, Obama, principal reduction, Richard (RJ) Eskow, scandal, Senator, Senator's Short Sale, short-sale, SPAIN, Te Party Republican, U.S., underwater, Utah, Wall Street, Washington D.C., wealthy, writedown, zillow
Posted in Uncategorized |

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Phoenix, May 23, 2012: Last night we had the pleasure of meeting with Helen Purcell, Maricopa County Recorder, after having met with Tom Horne, […]

Tags: administrative procedures, administrative process, administrative review process, auctioneer, Bank of America, Citibank, County Attorney, credit bid, creditor, debt, foreclosure process, foreclosure reviews, fraudulent paperwork, Helen Purcell, homeowners, judicial, Maricopa County Recorder, memorandum of understanding, MERS, Mortgage, non-consensual lien, non-creditors, NONJUDICIAL, possession, pretender lender, procedural technicality, Robo-Signing, secured debt, securitization chain, substituted trustee, Substitution of Trustee, tile companies, title, unsecured debt, Wells Fargo, wrongful auction, wrongful foreclosure
Posted in bubble, Corruption, Eviction, securities fraud |

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Editor’s Comment: The number of people passing up the administrative review process is appallingly low, considering the fact that many if not most homeowners […]

Tags: administrative procedures, administrative review process, auctioneer, Bank of America, Bryan Hubbard, Citibank, credit bid, creditor, debt, default, foreclosure process, foreclosure reviews, fraudulent paperwork, homeowners, independent foreclosure review, JP Morgan Chase, judicial, Julie Schmit, Money on the table, Mortgage, non-creditors, NONJUDICIAL, OCC, Office of the Comptroller of the Currency, possession, pretender lender, procedural technicality, restitution, Robo-Signing, secured debt, securitization chain, substituted trustee, Substitution of Trustee, title, unsecured debt, Wells Fargo, wrongful auction, wrongful foreclosure
Posted in Uncategorized |

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual – Pre-Order NOW for an up to $150 discount LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Want to read more? Download entire introduction for the Attorney Workbook, Treatise & Practice Manual 2012 […]

Tags: Ally, andy schneggenburger, ARIZONA, arizona center for law in the public interest, atlanta housing association of neighborhood based developers, attorney general, attorneys general, Bank of America, CALIFORNIA, Citigroup, civil penalty, discretionary money, economic development, Enterprise Community Partners, entrepreneurs, federal housing secretary, foreclosure problem, general fund, GEORGIA, georgia's governor, housing aid, housing crash, Housing Settlement Money for Prisons, Illinois, Indiana, JP Morgan Chase, Lisa Madigan, Missouri, multistate settlement, nathan deal, prison lobby, private prison company, profiteers, relief to homeowners, Shaila Dewan, SHAUN DONOVAN, taxpayer dollars, Texas, Tom Horne, Virginia, Wall Street, Wells Fargo
Posted in Uncategorized |

Banks have adopted a technology platform to process short sale applications. It is called Equator, presumably to imply that it equates one thing with another, and produces a result that either gives a pass or fail to the application. In theory it is a good thing for those people who want to save their homes, […]

Tags: assignment, Bank of America, Bank of America Short Sale Addendum, BOA, borrower, Buyer's Acknowledgment and Disclosure, chain of title, closed loans, closing papers, county recorder, credit bid, dummy originators, Equator, Equator Short Sale Platform, fund the trust, GMAC, HUD-1, investment bank, investor-lenders, IRS, IRS Form 4506-T, Lender Liability, loss mitigation, MasterCard, MERS, Mortgage, mortgages, Nationstar, offer of proof, owner of the obligation, payment processing, principal reduction, Purchase Contract, realtors, REMIC, requirement of proof, right to foreclose, securitization chain, securitization claims, Service One, short sale applications, third party authorization form, title companies, title defect, title problem, transfer, trust, unfunded trust, Visa, Wells Fargo
Posted in Uncategorized |