1sT Appellate District US Bank v Naifeh: “… we conclude that a borrower may rescind the loan transaction under TILA without filing a lawsuit, but when the rescission is challenged in litigation, the court has authority to decide whether the rescission notice is timely and whether the the procedure set forth in the TILA (sic) […]

Tags: 15 USC §1635, borrower, California 4th DCA, disclosure, foreclosure defense, foreclosure offense, fraud, identity of the creditor, jesinoski, Naifah, procedure, rescission, securitization, US BANK, void mortgage, void note
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