FDCPA & FCCPA Claims Gaining Traction: Lessons from Goodin v. Bank of America Across the country, homeowners are increasingly finding success under the Fair Debt Collection Practices Act (FDCPA) and state-level consumer protection laws such as Florida’s FCCPA. A clear example is Goodin v. Bank of America (M.D. Fla.), where Judge Corrigan issued a carefully […]

Tags: actual damages, ATTORNEY FEES, Bank of America, costs, disclosure, emotional distress, FCCPA, FDCPA, foreclosure defense, fraud, Goodin, Medical bills, punitive damages, statutory damages
Posted in Bankruptcy |

For more information please email us at gtchonors.llblog@gmail.com or call 954-495-9867 or 520-405-1688. This is not a legal opinion on your case. It is general information only. Consult an attorney before you make any decisions. ================================== Hat tip to Ken McLeod see Goodin v Bank of America NA I think this case decision should be […]

Tags: conscious disregard, emotional distress, FCCPA, FDCPA, punitive damages
Posted in Uncategorized |

Wall Street is gearing up to buy properties en masse from Fannie, Freddie and other holders (including the Federal Reserve. The question for these investors is what are they buying and what are they doing? I think these sales represent an attempt to create a filler for an empty hole in the title chain. we […]

Tags: accounting, assignments, emotional distress, Fannie, Federal reserve, Freddie, GSE, money trail, origination, receiver
Posted in bubble, Corruption, Eviction, securities fraud |

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE PhillipsvsUSBankHomeownersare3rdPartyBeneficiariesofHAMP “Sometimes, only courts of law stand to protect the taxpayer. Somewhere, someone has to stand up. Well, sometimes is now, and the place is the Great State of Georgia. The Defendant’s Motion is hereby Denied” “The United States Government paid taxpayer dollars […]

Tags: bankruptcy, borrower, countrywide, disclosure, emotional distress, foreclosure, foreclosure defense, foreclosure offense, foreclosures, fraud, HAMP, LOAN MODIFICATION, modification, PARTICIPATION AGREEMENT, quiet title, rescission, RESPA, securitization, SERVICE, taxpayer, TILA audit, trustee, US BANK, WEISBAND
Posted in bubble, Corruption, Eviction, securities fraud |

The Ocwen Court provided an example for clarity: “Suppose an S & L signs a mortgage agreement with a homeowner that specifies annual interest rate of 6 percent and a year later bills the homeowner at a rate of 10 percent and when the homeowner refuses to pay institutes foreclosure proceedings. It would be surprising […]

Tags: 12 U.S.C. § 1461, 12 U.S.C. § 2601, 15 U.S.C. § 1692, actual damages, bankruptcy, common law defamation, defense, emotional distress, et seq. (“FDCPA”), et seq. (“RESPA”), Fair Debt Collection Practices Act, federal preemption, HERS, Home Owners’ Loan Act of 1933, INDYMAC, late fees, LLC, Motion Practice, MOTION TO DISMISS, noneconomic damages, Ocwen Loan Servicing, Office of Thrift Supervision (“OTS”), OneWest, Pleading, qualified written request, quiet title, Real Estate Settlement Practices Act, removal, RESPA, slander, slander of title, state action, State Law Claims, TILA
Posted in Corruption, Eviction, expert witness, foreclosure mill, Modification, securities fraud, Servicer |