The “lenders’ are holding nothing but worthless or at best questionable paper. As soon as you sign a modification you are validating a debt that you most likely don’t have anymore or at worst have substantial offsets against and you are validating a security instrument (mortgage) that was destroyed in the securitization process. Check with […]

Tags: borrower, disclosure, Federal reserve, foreclosure defense, foreclosure offense, fraud, Lender Liability, lost note, Mortgage, mortgage meltdown, quiet title, rescission, RESPA, securitization, TILA audit, trustee
Posted in bubble, Corruption, Eviction, securities fraud |

All the resources cited herein are available on this blog Miami Florida Personal Bankruptcy Law Blog Chapter 7, 13, and 11 Florida Bankruptcy Law by Miami Florida Bankruptcy Lawyer Jordan E. Bublick Sunday, December 21, 2008 “Securitization Facilitated Predatory Lending” Professor Kenneth C. Kettering of the New York Law School recently reviewed the legal foundations […]

Tags: borrower, disclosure, Federal reserve, foreclosure defense, foreclosure offense, fraud, Lender Liability, lost note, quiet title, rescission, securitization, TILA audit
Posted in Corruption, Eviction, securities fraud |

Use of Professional Information Sources Bank Systems & Technology American Banker Community Banker Factiva Independent Banker Bank Technology News Banking Strategies Wall Street Journal/WSJ Online Law firm/consultant/association-provided newsletters ABA Banking Journal NewsEdge US Banker Lexis/Nexis Local associations publications Internally provided news feed Other; please specify — post on comments page

Tags: bankruptcy, borrowers, Chapter 13, disclosure, Federal reserve, foreclosure defense, foreclosure offense, Lender Liability, Mortgage, securitization, TILA audit, trustee
Posted in Corruption, Eviction, securities fraud |

December 23, 2008 Irregularity Uncovered at IndyMac   By EDMUND L. ANDREWS   WASHINGTON — Two months before IndyMac Bancorp collapsed in July, at a cost of $8.9 billion to taxpayers, a top federal banking regulator allowed the bank to backdate a capital infusion and gloss over its deepening problems, the Treasury Department’s independent investigator […]

Tags: audit, bankruptcy, credit crisis, disclosure, foreclosure defense, foreclosure offense, fraud, housing, lawyers, Lender Liability, Mortgage, mortgage meltdown, predatory lending, rescission, RESPA, RICO, securitization, TILA audit, trustee
Posted in bubble, Corruption, securities fraud |

Some time ago we mentioned on these pages that the auditors who certified the financial statements (KPMG, here) would come under intense scutiny simply because they MUST have known, by simple common sense, that the economics of mortgage lending had been turned on its head. The worse the loan quality the more they made leaving […]

Tags: audit, bankruptcy, borrower, Chapter 13, countrywide, disclosure, Eviction, foreclosure defense, foreclosure offense, fraud, housing, Lender Liability, Mortgage, predatory lending, rescission, RICO, securitization, TILA, TILA audit, trustee
Posted in Uncategorized |

ohio-ag-files-suit-against-loan-mod-predator-be-careful The answer to your question is YES we have lawyers and the list grows every week. You can start with the “Lawyers Who Get it” at www.livinglies.wordpress.com. If you still have trouble then contact us again. In the meanwhile, allow me to point out that the process of defending your property is intimidating to […]

Tags: audit, borrower, Chapter 13, disclosure, Eviction, Federal reserve, foreclosure defense, foreclosure offense, fraud, inflation, lawyers, lender, Lender Liability, lost note, Mortgage, quiet title, rescission, RESPA, RICO, securitization, TILA audit, trustee
Posted in bubble, Corruption, Eviction, securities fraud |

The lenders are out in force trying to get you to sign something new. Most of the offers accomplish only two things: (1) ratification of a loan that was unenforceable and (2) a virtual guarntee that you will end up with worse problem than when you started in as little as 3 months; QUESTION: I […]

Tags: borrowers, disclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, mortgage modification, predatory lending, rescission, RESPA, RICO, securitization, TILA, TILA audit
Posted in bubble, Eviction, securities fraud |

PLEASE SUPPORT THIS SITE !!! donation-form-1108 Florida Bar Approves Garfield Continuum for 9.5 CLE Credits Lawyers Workshop Registration Form – November 2, 2009 Homeowners Workshop Registration Form – November 1, 2009 What Lawyers Are Saying About Neil Garfield\’s Seminars covered-in-the-garfield-continuum-workshops-you-can-look-this-stuff-up-in-wikopedia REQUIRED READING: appraisal-fraud-and-industry-standards-described-in-2003-official-white-paper-red-flags-described-in-detail-with-excellent-diagrams-explanations-and-descriptions-of-best-practices Work and Play in Sunny Clearwater Beach FL How to Save $$ while attending Garfield Event(s) Clearwater […]

Tags: bailout, borrower, Chapter 13, disclosure, Eviction, Federal reserve, foreclosure, foreclosure defense, foreclosure offense, fraud, housing, lawyers, lender, Lender Liability, lost note, Mortgage, predatory lending, quiet title, rescission, RESPA, RICO, securitization, TILA, TILA audit, trustee
Posted in bubble, Corruption, Eviction, securities fraud |

It was only a matter of time. This is probably the tip of the iceberg. index.htm “Autonomy ZANTAZ is renowned for its blue chip customer base including diverse and global corporations ranging across industry sectors and geographies, including banking, insurance, pharmaceutical, medical products, biotech, healthcare, entertainment, energy, law firms and litigation services. Furthermore, US and […]

Tags: disclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, lost note, Mortgage, predatory lending, rescission, RESPA, RICO, securitization, TILA audit, Wells Fargo
Posted in bubble, Corruption, Eviction, securities fraud |

DECEMBER 12, 2008 Editor’s Note: They would have us believe that this was an exception to the rule. It wasn’t. In fact this WAS the rule. The reasons why Wall Street was awash in money were (a) they were successfully selling unregulated securities under false pretenses and false ratings and (b) they pressured guys like […]

Tags: borrower, credit crisis, disclosure, Eviction, foreclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, Mortgage, rescission, RESPA, RICO, securitization, TILA audit
Posted in bubble, Corruption, Eviction, securities fraud |