Protecting Tenants at Foreclosure Act Public Law FIL-56-2009 September 28, 2009 Summary: On May 20, 2009, President Obama signed the Helping Families Save Their Homes Act of 2009, Public Law 111-22. Included in the public law is the Protecting Tenants at Foreclosure Act (Division A, Title VII), which provides protections for tenants, including tenants in housing subsidized by Section 8…[...]

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Tags: bankruptcy, Eviction, foreclosure defense, foreclosure offense, securitization
Posted in Eviction |

In order to revive securitization, taxpayers would have to absorb large risk. The social gains would be small, or perhaps even nonexistent. The best thing to do with the shattered Humpty-Dumpty of mortgage securitization would be to toss the broken pieces into the garbage. See Also Securitized Mortgages Are Illegal: Securitization Is ILLEGAL Should Mortgages be Securitized? Author:  Arnold Kling…[...]

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Tags: bankruptcy, borrower, credit, disclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, predatory lending, rescission, securitization
Posted in Eviction |

See entire decision here > kansas-supreme-court-sets-precedent-key-decision-confirming-livinglies-strategies See also Arkansas Supreme Court stating the same principles and citing to Kansas: arkansas-supreme-court-denies-mers-legal-standing Annotations: See this list of cases cited by pretender lenders: Lender's Cases mers-getting-the-grilling-it-deserves kansas-s-ct-decision-annotation-2-reversing-default kansas-waking-up-to-discover-the-mortgage-market-was-a-giant-criminal-enterprise What does this decision mean? It means that there are several direct strategic moves that are suggested both by the tactics of the pretender lenders…[...]

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Tags: bailout, bankruptcy, borrower, disclosure, foreclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, lost note, Mortgage, securitization, trustee
Posted in bubble, Eviction |

“If courts are willing to say MERS doesn’t have any ownership interest in mortgage loans, that may eventually call into question the priority of liens recorded in MERS’s name, and there are millions and millions of them.” September 27, 2009 Fair Game The Mortgage Machine Backfires By GRETCHEN MORGENSON WITH the mortgage bust approaching Year Three, it is increasingly up…[...]

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Tags: borrower, countrywide, disclosure, foreclosure defense, foreclosure offense, fraud, lender, Lender Liability, Mortgage, quiet title, securitization, trustee
Posted in bubble, Eviction |

While many American's get strung along by Servicers in the so-called "Loan Modification" Farce, talking to different reps each time they call, faxing the same documents in for the umpteenth time... it seems that at least one homeowner was able to get modifications to multiple loans on multiple properties in what many would call "light speed." In one case even after the…[...]

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Thanks to Nye Lavalle for this Submission Editor's Note: Tacit Procuration Available in Most States. Watch those procedural requirements on reversing foreclosure. The main procedural points are first file to reverse the sale alleging fraud etc. Second, have a court reporter present at any hearing if you need to appeal. In addition whether it is in the statute or not…[...]

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Tags: bankruptcy, borrower, disclosure, Eviction, foreclosure, foreclosure defense, foreclosure offense, Lender Liability, mortgage meltdown, predatory lending, rescission, securitization
Posted in bubble, Eviction |

The movement is growing and approaching critical mass. It won't be long now before everyone --- including politicians are singing a different song. The fact is most of these foreclosures are wrong --- legally, morally, ethically, politically and economically. Kudos to this fine lawyer who is showing some gumption and outrage --- something lacking in the foreclosure mess. I don't…[...]

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Tags: borrower, disclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, lost note, mortgage meltdown, rescission, RESPA, RICO, securitization
Posted in bubble, Eviction |

The point must be made, and the evidence must be allowed, that the pretender lenders are gaming the system every day and literally stealing homes from both homeowners and investors who thought they had an interest in those homes when they bought mortgage backed securities. This leaves the borrower in a position of financial double jeopardy wherein the true owner…[...]

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Tags: borrower, disclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, lost note, predatory lending, quiet title, securitization, trustee
Posted in bubble, Corruption, Eviction, Modification, securities fraud, Servicer |

Subject: VERY IMPORTANT CASE: Kansas Supreme Court Validates Livinglies’ Strategies on Basic Black Letter Law From: Christopher Brown, Esq. To: ngarfield@msn.com Neil, THANK YOU FOR SENDING THIS!! While I am at it, let me toss on some more praise for … you    I cannot thank you enough for the seminar I attended in August 2008, in Los Angeles, CA.  It has…[...]

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Here it is. On August 28, 2009 the Supreme Court of the State of Kansas rendered an opinion based calmly on existing law and relentlessly applying it to the chagrin of all participants in the securitization scheme. This decision is being examined, cited, analyzed and applied all over the country. MERS was the appellant seeking to invoke due process rights…[...]

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Tags: bankruptcy, borrower, disclosure, foreclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, lenders, Mortgage, predatory lending, quiet title, rescission, RESPA, RICO, securitization, trustee
Posted in bubble, Eviction |