If I am right, then why are judges are not buying this? see msnbc discussion of "What's in the Bag?"> object> The problem here is becoming increasingly apparent with Judges of many different ideological persuasions. This all looks like a gimmick to them. And they are right. It's just that the one finessing the gimmick is the pretender lender and…[...]

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Tags: bankruptcy, borrower, disclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, lost note, mortgage meltdown, predatory lending, securitization, TILA audit, trustee
Posted in bubble, Eviction |

Besides the obvious tragedy here the problem with this story is that the media refers to the victim as a "former" homeowner. He probably lost control of his home to a fraudulent foreclosure by pretender lenders. Which is to say that he still owned his home and didn't know it. That said, a piece of advice: never refuse to obey…[...]

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We are in the process of developing an extensive national roll-out for forensic auditors who are trained and will perform an audit in the manner directed by the principles of the Garfield Continuum. It involves TILA, RESPA, APPRAISAL FRAUD, TITLE ISSUES, and SECURITIZATION ISSUES. We have several dozen prospects who wish to leverage off of our brand recognition and the…[...]

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Protecting Tenants at Foreclosure Act Public Law FIL-56-2009 September 28, 2009 Summary: On May 20, 2009, President Obama signed the Helping Families Save Their Homes Act of 2009, Public Law 111-22. Included in the public law is the Protecting Tenants at Foreclosure Act (Division A, Title VII), which provides protections for tenants, including tenants in housing subsidized by Section 8…[...]

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Tags: bankruptcy, Eviction, foreclosure defense, foreclosure offense, securitization
Posted in Eviction |

In order to revive securitization, taxpayers would have to absorb large risk. The social gains would be small, or perhaps even nonexistent. The best thing to do with the shattered Humpty-Dumpty of mortgage securitization would be to toss the broken pieces into the garbage. See Also Securitized Mortgages Are Illegal: Securitization Is ILLEGAL Should Mortgages be Securitized? Author:  Arnold Kling…[...]

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Tags: bankruptcy, borrower, credit, disclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, predatory lending, rescission, securitization
Posted in Eviction |

See entire decision here > kansas-supreme-court-sets-precedent-key-decision-confirming-livinglies-strategies See also Arkansas Supreme Court stating the same principles and citing to Kansas: arkansas-supreme-court-denies-mers-legal-standing Annotations: See this list of cases cited by pretender lenders: Lender's Cases mers-getting-the-grilling-it-deserves kansas-s-ct-decision-annotation-2-reversing-default kansas-waking-up-to-discover-the-mortgage-market-was-a-giant-criminal-enterprise What does this decision mean? It means that there are several direct strategic moves that are suggested both by the tactics of the pretender lenders…[...]

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Tags: bailout, bankruptcy, borrower, disclosure, foreclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, lost note, Mortgage, securitization, trustee
Posted in bubble, Eviction |

“If courts are willing to say MERS doesn’t have any ownership interest in mortgage loans, that may eventually call into question the priority of liens recorded in MERS’s name, and there are millions and millions of them.” September 27, 2009 Fair Game The Mortgage Machine Backfires By GRETCHEN MORGENSON WITH the mortgage bust approaching Year Three, it is increasingly up…[...]

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Tags: borrower, countrywide, disclosure, foreclosure defense, foreclosure offense, fraud, lender, Lender Liability, Mortgage, quiet title, securitization, trustee
Posted in bubble, Eviction |

While many American's get strung along by Servicers in the so-called "Loan Modification" Farce, talking to different reps each time they call, faxing the same documents in for the umpteenth time... it seems that at least one homeowner was able to get modifications to multiple loans on multiple properties in what many would call "light speed." In one case even after the…[...]

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Thanks to Nye Lavalle for this Submission Editor's Note: Tacit Procuration Available in Most States. Watch those procedural requirements on reversing foreclosure. The main procedural points are first file to reverse the sale alleging fraud etc. Second, have a court reporter present at any hearing if you need to appeal. In addition whether it is in the statute or not…[...]

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Tags: bankruptcy, borrower, disclosure, Eviction, foreclosure, foreclosure defense, foreclosure offense, Lender Liability, mortgage meltdown, predatory lending, rescission, securitization
Posted in bubble, Eviction |

The movement is growing and approaching critical mass. It won't be long now before everyone --- including politicians are singing a different song. The fact is most of these foreclosures are wrong --- legally, morally, ethically, politically and economically. Kudos to this fine lawyer who is showing some gumption and outrage --- something lacking in the foreclosure mess. I don't…[...]

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Tags: borrower, disclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, lost note, mortgage meltdown, rescission, RESPA, RICO, securitization
Posted in bubble, Eviction |