Besides the obvious fraud, breach of duty and illegal disclosure of fees and interest that every lender made by participating in the mortgage meltdown, they continue to make conventional "errors" that can result in extra fees for them and compounding losses for you. Whether it happens in your account or someone else's account the costs are going to be paid,…[...]

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Tags: bank errors, bank policy, banking, fees, NSF, posting
Posted in bubble, Eviction |

When foreclosures rise, crime often follows, researchers said. A 2005 study by the Georgia Institute of Technology and the Woodstock Institute found that, holding other factors constant, each foreclosure in a 100-house neighborhood corresponded to a 2.4 percent jump in violent crime. ONE IS LED TO WONDER WHEN THE BIG BOYS ARE GOING TO REALIZE THAT FORECLOSURE IS THEIR WORST ENEMY. EMPTY…[...]

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Tags: ABANDONMENT, CRIME, foreclosures, housing
Posted in bubble, Eviction |

  IN THE SUPERIOR/CIRCUIT COURT OF THE CITY OF xxxxxxxxx LOCATED AT xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx OF THE COUNTY OF xxxxxxxxxxxxx OF THE STATE OF xxxxxxxxxxxxxxxxxxxx. Your Name   VS Trustee Name 1st Mortgage Name 2d Mortgage Name   VERIFIED EMERGENCY MOTION TO SET ASIDE JUDGMENT, CANCEL SALE AND DISMISS ACTION FOR FAILURE OF JURISDICTION AND LACK OF STANDING. Comes now the defendant,…[...]

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Tags: Cancel sale date, Emergency Motion, Emergency Petition, foreclosure defense, mediation, standing, TILA, Vacate foreclosure judgment, vacate judgment eviction
Posted in bubble, Eviction |

Every one of the facts stated here are verifiable from multiple sources and are NOT disputed. The only policy question that is relevant is WHETHER WE PUT PEOPLE OR BIG BUSINESS FIRST in our priorities. The rest is obvious. HERE ARE SOME EXAMPLES: 1. HEALTHCARE: (AT LEAST $1 TRILLION IN DIRECT AND HIDDEN FAT IN THE SYSTEM). The U.S. health…[...]

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Tags: cartels, coal, credit, debt, DEFICIT, drugs, gas, healthcare, hospital, interest, intervention, oil, prevention, recession
Posted in bubble, Corruption, Eviction, securities fraud |

  Somehow, the housing trouble has to at least flatten out. As long as that is going on, I think the pressure on the credit system is going to persist. It is kind of the leading indicator. It is where the trouble started. We have to underpin the consumer. That is why this is different. That is why this is…[...]

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Tags: Bernstein, credit, delusion, depression, housing, recession, risk, securitization
Posted in bubble, Eviction |

  Bank earnings falling off, failures still a threat on the horizon.   Even with the phoney accounting rules allowed by the SEC and the FASB, the reported earnings of most banks are taking major hits. Hidden below the surface of this bad news is more bad news as the rate of delinquencies, foreclosures, evictions, and repossessions continue to skyrocket. …[...]

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Tags: amnesty, banks, credit crisis, earnings, mortgage meltdown
Posted in bubble, Eviction |

Associated Press: Many states appear to be in recession as deficits grow. In a nutshell, states are not merely facing declining revenues.  They are facing increasing costs from inflation and devaluation, decreased purchasing power, decreased cash reserves when they find out that what they had  in "cash equivalents" were partially invested in collateralized mortgage obligations, decreased prospects for real revenue growth (as opposed…[...]

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Tags: Bruton, central bankers, euro, European Union, National Conference of State Legislatures, NCSL, state budgets, state economy
Posted in bubble, Eviction |

Most of my experience is in judicial sale states where the foreclosure is a lawsuit started by the lender. In those cases, when you challenge the Lender or mortgage service provider on its authroity to bring the action and counterclaim on violations of Truth in Lending, fraud etc, you are the counterclaimant. In states where they use "Trustee" deeds, (a…[...]

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Tags: defensive strategies, fraud, lender, RESPA, RICO, third party, TILA, trustee
Posted in bubble, Eviction |

I would give credit for the term "moral constipation" but I can't remember where I heard it. I invite all who read this to give me the creator's name so I can correct this blog and give him the attribution he deserves.  It appears that we can all agree on one thing regardless of which candidate, party or ideology we…[...]

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Tags: credit, drugs, education, main stream media, military, MSM, oil
Posted in bubble, Corruption, Eviction, securities fraud |

In our research, we have thus far come up with the following list of conspirators whom you might allege have mislead you with respect to signing for the loan you received.  The Developer of the community for engaging in false and deceptive tactics to mislead not only the original buyers but subsequent buyers as well, that prices were rising and…[...]

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Tags: conspirators, disclosure, false statements
Posted in bubble, Eviction |