Periodically I publish a sample response letter to people who have submitted a registration form for our free review service. This provides an updated template review of our current strategies and approaches to winning foreclosure cases. The following is a recent email I sent out to a homeowner who has just been served with summons and complaint. ================================= I know…[...]

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Just about everyone I speak with --- and there are lots of them from all walks of life in and out of the legal world --- have said out loud that they are suffering from mental and emotional distress derived from the year 2020 --- call it whatever you want. I am no exception. Sometimes I find it difficult to…[...]

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--- And neither does Fannie or Freddie or Ginny. THE BOTTOM LINE IS THAT NONE OF THE DOCUMENTS OR RECORDS ARE REAL OR ADMISSIBLE IN EVIDENCE --- BUT THAT IS ONLY TRUE IF YOU CHALLENGE THEM PROPERLY. And from our research here and contributions from very persistent readers of the blog, it seems absolutely certain that servicers have no direct…[...]

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You might have to fight for it, but if you ask nicely, firmly and persistently this one question might lay bare the realities of the whole "who's on first?" routine of Abbott and Costello, as adapted by Wall Street investment banks. Cyber insurance is a specific type of insurance that guards against losses or claims arising out of hacks or…[...]

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Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays Just like 2008, people are not making payments for rent or mortgage in record numbers and most of them are not covered in any formal agreement with anyone, much less anyone authorized to offer forbearance or modification or…[...]

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see http://www.chicagonow.com/getting-real/2020/08/pandemic-may-have-halted-foreclosures-but-delinquencies-still-rise/ The time for action is now before the fight starts. You want to be the one who is put at the bottom of the stack --- not on top. *Neil F Garfield, MBA, JD, 73, is a Florida licensed trial attorney since 1977. He has received multiple academic and achievement awards in business and law. He is a…[...]

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As with most political debates we are being presented with a false choice. We either give up the post office or make it profitable. Really? Maybe if we focused our attention on the service that the post office provides and made it more likely to be even more indispensable to our lives, we would also find ways to offset the…[...]

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The offer of modification is actually inviting you to formally join the securitization process without getting paid for it. I write often about the illegality of the Wall Street schemes that have defrauded investors and homeowners out of their money and investments. But there is also another aspect to this. The coming Tidal Wave of evictions and foreclosures is going…[...]

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Posted in Corruption, Fabrication of documents, legal standing, securities fraud, Servicer |

I know this is technical and even boring. But if you want to understand where tens of trillions of dollars went in 2008 and how it is about to happen again, you must read this. The bottom line is that homeowners, falsely believing that they are in default, are actually stepping away from compensation that is due to them from…[...]

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Thursdays LIVE! Click in to the WEST COAST Neil Garfield Show with Charles Marshall and Bill Paatalo Or call in at (347) 850-1260, 6pm Eastern Thursdays Bill Paatalo will post on his Blog today details on what he and host Charles Marshall will cover on the Neil Garfield Show today: First, a revisit to the LSF9 Master Participation Trust, with the use of a…[...]

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