As a law firm deeply involved in foreclosure defenses, we often meet homeowners who have initially tackled their legal battles without an attorney. For those of you managing your foreclosure defense pro se, grasping the principle of res judicata is essential. This doctrine, meaning "a matter judged" in Latin, prevents issues that have been conclusively settled between the same parties…[...]

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Tags: lance denha esq., res judicata
Posted in foreclosure defenses |

Were You a Victim of Wrongful Foreclosure? If your foreclosure involved Deutsche Bank, Option One Mortgage Corporation (later renamed Sand Canyon Corporation), or Ocwen Loan Servicing, you may have legal options. Our legal team is actively researching potential claims against these entities. If you’ve been harmed, contact our office by phone, email, or submit a free case registration statement to…[...]

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Tags: DEUTSCHE BANK, deutsche bank foreclosures, lance denha esq., wrongful foreclosure
Posted in foreclosure defenses |

Let's break down foreclosure battles into simple terms. Imagine you're playing a game where the odds feel stacked against you, and you've been told from the start you're going to lose. That's how it feels for many of you fighting illegal foreclosures to keep your home. Many Lawyers often don't want to touch these cases because they think they've got…[...]

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Tags: lance denha esq.
Posted in foreclosure defenses, Pleading |

Why do pro se litigants in foreclosure defense cases lose so often? My mentor Neil Garfield, and now me, spend a lot of time working on the livinglies blog to present evidence-based strategies and methods to homeowners to help them save their homes from illegal foreclosures. Often these same homeowners are trying to save their home from bad actors who…[...]

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Tags: foreclosure, foreclosure defense, foreclosure offense, lance denha esq.
Posted in Uncategorized |

Please Welcome new team members to Living lies Our fight against illegal foreclosures continues... Richard A. Kalinoski, Jr. Esq. as a practicing attorney, Richard has reviewed over (400,000) foreclosure cases for clients and provided detailed forensic analysis based on the foreclosure suit filed against the homeowner by the bank and servicer of the loan. His combined experience in foreclosure defense…[...]

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Tags: foreclosure defense, foreclosure offense, lance denha esq.
Posted in Uncategorized |

It is no secret that foreclosure filings are rising. Plenty of data to support that. The state of the US housing market is at its worst since the Great Depression, despite encouraging news falsely broadcasted by the news media.  Articles, white papers, governmental agencies and Senate Subcommittee postmortem investigations on the cause and status of the struggling housing industry since…[...]

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Tags: quiet title suit
Posted in Uncategorized |

Living Lies does not send Covius documents. We help homeowners defend against them. If I didn’t take the time to outline the confusing structure of Covius and their cronies, most would not believe it. I learned this from my mentor Neil Garfield and he went into it in great detail with me. I was frankly shocked at the lengths these…[...]

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Tags: covius document services, foreclosure defense
Posted in Corruption, foreclosure defenses, Servicer |

When we go to court to defend an illegal foreclosure, we’re often trying to figure out who really has the right to get paid back the loan. This is important because you should only have to pay the person or company that actually lent you the money in the first place. Banks have been telling courts that it's enough to…[...]

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Tags: lance denha esq.
Posted in Corruption, securities fraud |

In the intricate landscape of foreclosure cases, a formidable litigation strategy is essential to navigate the complexities. Drawing on our team's extensive experience in litigating complex foreclosures in both judicial and non-judicial states, we present here an array of meritorious civil actions. All strategies herein are aimed at addressing the deliberate orchestration of illegal foreclosures against homeowners. This article explores…[...]

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Tags: lance denha esq.
Posted in Corruption, securities fraud |

In a previous post here I shared some servicer deceptive practices when dealing with homeowners they are trying to foreclose on.  In the realm of mortgage servicing, what meets the eye can be deceiving. In the spirit of my mentor Neil Garfield I am continuing to unveil deceptive practices employed by companies claiming to be servicers. In doing so I…[...]

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Posted in Uncategorized |