Good comment, which I edited slightly for readability:   Hey Jose, run your case by the trustee who more than likely will not do a thing;  request for leave to file the case in C Court, not to worry about the lender,  he will remove to Fed Court.  Lost Note, fight it long, hard and […]

Tags: bankruptcy, foreclosure defense, judge, procedure, trustee
Posted in bubble, Eviction |

OBAMANOMICS VS NO ECONOMICS AT ALL the government is charged with reporting on inflation when it has a vested interest in keep the reported inflation low both for political and financial reasons The job of the Petitioner in bankruptcy to get a modification of the Chapter 13 plan is therefore double-whacked because of (1) a […]

Tags: Adjustable rate mortgage, ARM, bankruptcy, Chapter 13, economics, inflation, McCain, Obama, RESPA, TILA
Posted in bubble, Corruption, Eviction |

we received the following comment which I think is very good for people to read. I edited it slightly to make it more readable. The original is in the comments below this post. Jose; You have one year from the date of rescission notice to file a lawsuit in the courts to enforce the rescission […]

Tags: 341 meeting, bankruptcy, consumer scam, CORRUPTION, judge, lawyers, rescission, scams
Posted in bubble, Eviction |

Cash for keys is an offer from somebody that basically says that you are no longer the owner of the property, we can get an order of eviction, we can get the sheriff to throw you out, or you can accept $1,000 (or whatever the amount is in the offer) and get out on your […]

Tags: bankruptcy, Eviction, keys for cash, Refund, rescission, TILA
Posted in bubble, Eviction, securities fraud |

TRANSFERS OF “OWNERSHIP” OF DEBT OBLIGATIONS GIVES RISE TO THE LEGAL ISSUE OF STANDING IN STATE COURT, BANKRUPTCY COURT IN FORECLOSURES AND EVICTIONS AND OTHER ACTIONS RELATING TO THE MORTGAGE MELTDOWN.   See also Foreclosure Defense: Cash for Keys Offer and TILA Defenses May 9, 2008 This is where the shell game played by lenders starts being […]

Tags: automatic stay, bankruptcy, relief from stay
Posted in bubble, Eviction |

Collateral damage and contributing damage  From CNN and NY Times: Loss of jobs means loss of income, loss of tax revenue, increased defaults on home loans, credit cards etc. The downward spiral of economics and the upward spiral of inflation are here. They will continue to feed off of each other. It is political cowardice […]

Tags: bankruptcy, briefing, candidates, job losses, jobs, recession, unemployment
Posted in bubble, Corruption, Eviction, securities fraud |

A helpful article: WASHINGTON (MarketWatch) — For many people, filing for bankruptcy is seen as a scary, worst-case scenario, but consumer advocates say this last resort could be a real help for beleaguered homeowners. There is no shortage of proposals in Congress to address the housing crisis: the Depression-era Federal Housing Administration is up for […]

Tags: bankruptcy, Chapter 11, Chapter 13, cram down
Posted in bubble, Eviction, securities fraud |

Here is an email I sent to a victim of the mortgage crisis: So you are in Chapter 13. Do you have a lawyer? There are some options in bankruptcy court that might be available under current law. The two that I have in mind for you, without any details, are the availability of “cram […]

Tags: bankruptcy, Chapter 11, Chapter 13, cram down
Posted in bubble, Corruption, Eviction, securities fraud |

We received the following plea for help. I have changed the name to protect privacy. But both the plea and the answer are applicable to many people, which is why we are publishing the Garfield Handbooks. I will shortly publish a way for you to down load the books and forms and purchase the book […]

Tags: bankruptcy, Chapter 11, Chapter 13, fraud, injunction, legal, RICO, stay
Posted in Corruption, Eviction, securities fraud |