Archives by Tag ' foreclosure '
Dec 8, 2008

OK it’s complicated. But I have distilled it down to a few sound bites that more or less captures the basic truth of why you don’t owe the money on that mortgage note, credit card, student loan, auto loan, furniture loan etc. Even small businesses might not owe their small business loans. There are exceptions […]

Jul 28, 2008

In all probability this person was foreclosed by a party who didn’t have any right to do so.  By the way, PHH advertises itself as private labeling outsource mortgage solutions which means in simple terms, they sell the loans. From Huffington Post: A few days before Congress passed its Housing Bill, Carlene Balderrama of Taunton […]

Jul 18, 2008

I NEED LAWYERS IN ALL FIFTY STATES TO REFER CASES TO. WE ARE TALKING MONEY AND WINNING HERE NOT CHARITY AND LOST CAUSES. BUT YOU NEED TO KNOW THE PLAN, PLAN THE WORK AND WORK THE PLAN. EMERGENCY WORKSHOP ANNOUNCEMENT COMING UP FOR SEPTEMBER 4 DVD ARGUMENTS IN PRODUCTION DOCUMENTARY IN PRODUCTION BOOK FOR LAYMAN […]

Jun 21, 2008

Start with GARFIELD’S GLOSSARY ABOVE: HERE IS ARE SOME OF THE RECENT ADDITIONS TO THE GLOSSARY AND TACTICAL CONSIDERATIONS: Deed of Trust An instrument signed by a borrower, lender and trustee that conveys the legal title to real property as security for the repayment of a loan. The written instrument in place of mortgage in […]

Jun 20, 2008

Lost Track of Who Owns Your Mortgage? Chances are You’re Not Alone June 8, 2007 | Posted By Tiffany Sanders J.D. In the confusing sea of paperwork transferring mortgage notes from lender to holder to securitized pool, many consumers aren’t at all sure exactly which entity owns their mortgage notes, or how one entity is […]

Jun 17, 2008

by Brad Keiser Now Comes The Finger Pointing It was only a matter of time until we began to see the finger pointing with regard to our current mortgage crisis. This morning I am going to summarize an article I found in Fortune Magazine Online written by Peter Eavis. In this article Eavis attempts assign […]

Jun 13, 2008

By Brad Keiser, 6-13-08 My friend Tom and I coach our daughter’s basketball team together. Tom is in the aviation fuel business but is a pretty innovative guy both in coaching and in business. He asked me the other day, “Brad, you are a former banker isn’t there some way for an opportunistic guy to […]

Jun 12, 2008

Housing Crisis Bankrupts Vallejo By Kent Anderson, Oregon Bankruptcy Attorney on Jun 11, 2008 in Bankruptcy Cases of Interest, Bankruptcy Legislation, General Bankruptcy Information The crisis caused by dramatic changes in the home lending markets has claimed a new victim.  This time it is not a bank or mortgage lender, it is instead a working class suburb of San Francisco that […]

Jun 11, 2008

Well, there is matter of ethics here but the claims of fraud are far from accurate and the complaints come from the perpetrators of a geater fraud. So for what it’s worth, here is a strategy that seems to be working for some people: Some Buy a New Home to Bail on the Old Fannie […]

Jun 11, 2008

Fraudulent Appraisals, Teaser Rates, and Manufactured Defaults: Boons to Borrowers in Defending Foreclosure As more and more lender misconduct hits the Internet airwaves and more of us continue our investigation into and scrutiny of the practices of originating lenders and their downline successors, certain themes are developing which give rise to numerous defenses to mortgage foreclosure actions. Three such […]