Credit Card Companies Willing to Deal Over Debt Bank of America says it eased off on more than 700,000 credit card holders in 2008, lowering interest rates and some balances. By ERIC DASH Published: January 2, 2009 Hard times are usually good times for debt collectors, who make their money morning and night with the […]

Tags: borrower, Chapter 13, credit, disclosure, fraud, lender, Lender Liability, lost note, predatory lending, RESPA, RICO, securitization, TILA, TILA audit
Posted in bubble, Corruption, securities fraud |

Happy New Year! We have much to talk about this year as we push forward. By all accounts, the economy, the dollar, the foreclosures, the job situation etc are all getting worse by the minute. Even if Obama is a magician it will be 2 years before there is a glimmer of hope. The homeowner […]

Tags: bailout, borrower, credit crisis, Federal reserve, foreclosure defense, foreclosure offense, lender, Mortgage, Obama, predatory lending, quiet title
Posted in bubble, Corruption, Eviction, securities fraud |

The complete Trustee powers from a standard Pooling and Servicing agreement: Section 8.01 Duties of the Trustee. The Trustee, before the occurrence of an Event of Default and after the curing of all Events of Default that may have occurred, shall undertake to perform such duties and only such duties as are specifically set forth […]

Tags: borrowers, disclosure, foreclosure defense, foreclosure offense, lender, lost note, Mortgage, securitization, TILA audit, trustee
Posted in bubble, Corruption, Eviction, securities fraud |

From Comments: Literally 2 years out of Bankruptcy we were granted an 80/20 loan on stated income. I found that our appraiser, has had his license revoked for multiple violations including inflation of a property within 20 blocks of our residence. Furthermore, it was determined that an appraisal review fee was paid to First Franklin […]

Tags: bankruptcy, borrower, disclosure, foreclosure defense, foreclosure offense, fraud, lender, Mortgage, TILA audit
Posted in Uncategorized |

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 13F FORM 13F COVER PAGE REPORT FOR THE QUARTER ENDED: 06/30/2007 INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT: NAME: BANK OF NEW YORK TRUST COMPANY, N.A. STREET: 700 SOUTH FLOWER STREET SUITE 200 LOS ANGELES CA 90017 13F FILE NUMBER: 028-11850 THE INSTITUTIONAL INVESTMENT MANAGER FILING […]

Tags: borrower, countrywide, foreclosure defense, foreclosure offense, fraud, lawyers, lender, predatory lending, rescission, securitization
Posted in bubble, Corruption, Eviction, securities fraud |

ohio-ag-files-suit-against-loan-mod-predator-be-careful The answer to your question is YES we have lawyers and the list grows every week. You can start with the “Lawyers Who Get it” at www.livinglies.wordpress.com. If you still have trouble then contact us again. In the meanwhile, allow me to point out that the process of defending your property is intimidating to […]

Tags: audit, borrower, Chapter 13, disclosure, Eviction, Federal reserve, foreclosure defense, foreclosure offense, fraud, inflation, lawyers, lender, Lender Liability, lost note, Mortgage, quiet title, rescission, RESPA, RICO, securitization, TILA audit, trustee
Posted in bubble, Corruption, Eviction, securities fraud |

PLEASE SUPPORT THIS SITE !!! donation-form-1108 Florida Bar Approves Garfield Continuum for 9.5 CLE Credits Lawyers Workshop Registration Form – November 2, 2009 Homeowners Workshop Registration Form – November 1, 2009 What Lawyers Are Saying About Neil Garfield\’s Seminars covered-in-the-garfield-continuum-workshops-you-can-look-this-stuff-up-in-wikopedia REQUIRED READING: appraisal-fraud-and-industry-standards-described-in-2003-official-white-paper-red-flags-described-in-detail-with-excellent-diagrams-explanations-and-descriptions-of-best-practices Work and Play in Sunny Clearwater Beach FL How to Save $$ while attending Garfield Event(s) Clearwater […]

Tags: bailout, borrower, Chapter 13, disclosure, Eviction, Federal reserve, foreclosure, foreclosure defense, foreclosure offense, fraud, housing, lawyers, lender, Lender Liability, lost note, Mortgage, predatory lending, quiet title, rescission, RESPA, RICO, securitization, TILA, TILA audit, trustee
Posted in bubble, Corruption, Eviction, securities fraud |

?id=3134273n

Tags: foreclosure defense, foreclosure offense, lender, Lender Liability, Mortgage, mortgage meltdown, RESPA, RICO, TILA, TILA audit
Posted in bubble, Corruption, Eviction, securities fraud |

There are a few things that have occurred to me with the evolution of this mortgage meltdown crisis and the entire improper process by which it is being handled. The foreclosures are of course improper and there are many offensive and defensive strategies that have been presented here in this blog. The main issues are […]

Tags: cloud on title, foreclosure defense, foreclosure offense, lender, misapplication of payments, mortgage meltdown, pooling and service agreement, trustee
Posted in Eviction |

WELLS FARGO CREATES FRAUDULENT MORTGAGE, FRAUDULENT FORECLOSURE, AND FRAUDULENT NEGATIVE CREDIT INFORMATION: THE ULTIMATE IN CORPORATE ARROGANCE In the course of defending numerous foreclosure actions around the United States, we have come across some fairly horrendous fact patterns, but to date, that described here (a true story, by the way) takes the cake hands down. […]

Tags: falso documentation, fraud, lender, Premier Mortgage, Wells Fargo
Posted in Eviction |