Message to homeowners: Heads I win, tails you lose. Between Bartram and Desylvester the recurrent theme emerges as doctrine: If the homeowner wins a case the skids are greased for the bank to win the next round. The winner is treated as the party who SHOULD have lost and the loser is treated as the […]

Tags: bartram, default, default letter, Desylvester, paragraph 22, reinstatement
Posted in Uncategorized |

For further information please call 954-495-9867 or 520-405-1688 ========================= see http://www.dailybusinessreview.com/id=1202719610201/No-Default-Notice-Means-No-Foreclosure-4th-DCA-Rules?slreturn=20150206120242 Case dismissed. Deutsch sent the notice of default to a P.O. Box when they should have sent it to the property address. End of story? Maybe not. This decision from the 4th DCA shows that at least this Court in Florida is starting to […]

Tags: Deutsch, notice to property address, paragraph 22, strict construction of notice
Posted in Uncategorized |

For further information please call 954-495-9867 or 520-405-1688 ======================== see http://features.necir.org/pmi Insurers pay “losses” on mortgages and then pursue borrowers for recovery of payment A big area of confusion in the foreclosure cases is the impact of insurance claims and payments with respect to insured mortgages and insured mortgage bonds. So let’s start with the […]

Tags: deficiency, Fannie, FDIC loss sharing, Freddie Mac, guarantee, insurance, loss claims, mortgage bonds, mortgage payments, paragraph 22, SUBROGATION, third party payments
Posted in Uncategorized |

The Wadsworth case clearly shows that the appellate courts are requiring the trial court to scrutinize the claims and filings of would-be forecloser and that things like notice of acceleration and the right to cure are important enough to reverse summary judgment. This is directly contrary to the rulings of many judges who say that […]

Tags: alteration of instrument by lender, Bank of America, Beaumont, Florida appeals, MOTION TO DISMISS, paragraph 22, summary judgment, Wadsworth
Posted in Corruption, evidence, foreclosure mill, Motions, Pleading, Servicer |

If the banks lose the application of the UCC, which they should, they are dead in the water because they have no way to prove the transactions upon which they rely in collection and foreclosure. Internet Store Notice: As requested by customer service, this is to explain the use of the COMBO, Consultation and Expert […]

Tags: clause 22, Danielle Kelley, et al., et seq., Fl Statutes §673.1041(1)(c), Fla. Stat. §673, GMAC v. Honest Air Conditioning & Heating, Inc., N.A. v. Christopher J. Chesney, Non-negotiability of Mortgage and Note, paragraph 22, Sims v. New Falls Corporation, UCC, Wells Fargo Bank
Posted in Corruption, Eviction, evidence, securities fraud, Servicer |

Since we had our technical difficulties with the use of free conference last time I am going to answer certain questions that were sent in and never covered in the last members teleconference. Free conference assures me that the technical problems have been solved —  but the call-in number is going to be different. THIS […]

Tags: magic bullet, notice, paragraph 22, pretender lender, securitization scheme
Posted in Eviction |