As I have previously stated the alleged merger of Bank of America with Countrywide is by no means a foregone conclusion, although lawyers invoke the merger as the basis for ownership and authority over loans. As between insurance companies and Bank of America the merger is referred to as de facto, which means that for […]

Tags: bac home loans, Bank of America, countrywide, RED OAK MERGER CORP
Posted in Uncategorized |

Banks use several ploys to distract the court, the borrower and the foreclosure defense attorney from the facts. One of them is citing a merger in lieu of presenting documents of transfer of the debt, note or mortgage. We already know that the debt is virtually never transferred because the transferor never had any interest […]

Tags: Ally Financial, BAC, Bank of America, bankruptcy, countrywide, DiTech, DiTech Financial, GMAC, Green Tree, legal standing, mergeres, RED OAK MERGER CORP, Residential Funding
Posted in legal standing |

The crux of this fight is that if the foreclosing parties are forced to identify the creditors they will only have two options, in my opinion: (a) commit perjury or (b) admit that they have no knowledge or access to the identity of the creditor Get a consult! 202-838-6345 https://www.vcita.com/v/lendinglies to schedule CONSULT, leave message or […]

Tags: Bank of America, countrywide, DEBTOR, disclosure, discovery, foreclosure, foreclosure defense, foreclosure offense, fraud, identity of creditor, privlege, proprietary, RED OAK MERGER CORP, securitization
Posted in Uncategorized |

When BOA says it is a “Successor by merger” to Countrywide, it is no more true than Chase’s claims that it is the successor by merger to WAMU and no different than the false claims of OneWest as to IndyMac. In each instance there was a merger but in none of them were loans acquired […]

Tags: Bank of America, Chase, disclosure, foreclosure defense, foreclosure offense, fraud, INDYMAC, ne of them were lenders. None were creditors., OneWest, RED OAK MERGER CORP, securitization, WAMU
Posted in Uncategorized |

Maybe now I will get something other than a blank look when I referred to anomalies in what appears to be the merger of Bank of America with Countrywide. For about 18 months now I have been saying that there is something wrong with that report, because the documents in the public domain show two […]

Tags: Bank of America, countrywide, foreclosure defense and offense, MBIA, RED OAK MERGER CORP
Posted in Corruption, evidence, expert witness, foreclosure defenses, Modification, Pleading, securities fraud, Servicer |

Apparently my article yesterday hit a nerve. NO I wasn’t saying that the only problems were with BofA and Chase. OneWest is another example. Keep in mind that the sole source of information to regulators and the courts are the ONLY people who understand mergers and acquisitions. So it is a little like one of […]

Tags: Bank of America, Chase Bank, countrywide, DEUTSCHE BANK, FDIC, Indy Mac, One W., One West, RED OAK MERGER CORP, Reynaldo Reyes, Washington Mutual
Posted in Corruption |

CHECK OUT OUR DECEMBER SPECIAL! What’s the Next Step? Consult with Neil Garfield For assistance with presenting a case for wrongful foreclosure, please call 520-405-1688, customer service, who will put you in touch with an attorney in the states of Florida, California, Ohio, and Nevada. (NOTE: Chapter 11 may be easier than you think). Editor’s […]

Tags: Abbott and Costello, BAC, Bank of America, BNY Mellon, BofA, countrywide, Quicken Loans, RED OAK MERGER CORP, REMIC, trustee, Who's on First
Posted in bubble, Corruption, Eviction, securities fraud |